5 banks and credit unions have branches in Topsham. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Maine
Where a fee has enough institutions for a local median, the Topsham median is within 10% of the Maine median on all 2 fees.
Topsham counts institutions with a branch here, wherever headquartered. Maine counts institutions headquartered in the state.
Pick a fee to compare Topsham with Maine and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $35.
Median published overdraft fee
Topsham
5 institutions with a branch here
$30
Maine
33 institutions headquartered in Maine
$28
U.S.
2,605 institutions in the index
$30
Topsham covers every institution with a branch here, wherever it is headquartered. Maine covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
5 institutions, 5 with a published overdraft fee.
Bank · based in Camden, ME · 1 branch here
Account not yet known
“Overdraft Fee (limit of 4 per day for consumer accounts) | $35.00”
Bank · based in Norway, ME · 1 branch here
Account not yet known
“ Overdraft Fee (per item) … $ 35.00”
Credit union, membership rules apply · based in Bath, ME · 1 branch here
Account not yet known
“Courtesy Pay - $30.00 per item”
Credit union, membership rules apply · based in South Portland, ME · 1 branch here
Account not yet known
“or Card Overdraft Item (per occurrence, to include | $30.00”
Credit union, membership rules apply · based in Baileyville, ME · 1 branch here
Account not yet known
“Courtesy Pay per item fee … $10.00”
Largest banks by local bank deposits
Share of the $80 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Sagadahoc County
Deposits and branches cover the City of Topsham. Population and income cover Sagadahoc County, the county with most of Topsham's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Sagadahoc County.
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