10 banks and credit unions have branches in Ellsworth. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Maine
Ellsworth counts institutions with a branch here, wherever headquartered. Maine counts institutions headquartered in the state.
Ellsworth
9 institutions with a branch here
$5
Maine
30 institutions headquartered in Maine
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Ellsworth median sits furthest from Maine's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Ellsworth with Maine and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $35.
Median published overdraft fee
Ellsworth
8 institutions with a branch here
$30
Maine
33 institutions headquartered in Maine
$28
U.S.
2,605 institutions in the index
$30
Ellsworth covers every institution with a branch here, wherever it is headquartered. Maine covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 8 with a published overdraft fee.
Bank · based in Camden, ME · 2 branches here
Account not yet known
“Overdraft Fee (limit of 4 per day for consumer accounts) | $35.00”
Bank · based in Machias, ME · 1 branch here
Account not yet known
“Overdraft Item Charge | $33.00”
Bank · based in Damariscotta, ME · 1 branch here
Bank · based in Bar Harbor, ME · 1 branch here
Account not yet known
“Regardless of which Courtesy Overdraft option you choose, when you overdraft your account you will see an Overdraft Fee of $34 per item.”
Bank · based in Bangor, ME · 1 branch here
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Farmington, ME · 1 branch here
Account not yet known
“Overdrafts/NSF per item PAID * | $30.00”
Credit union, membership rules apply · based in Bangor, ME · 1 branch here
Account not yet known
“Overdraft Fee / $28/item*”
Credit union, membership rules apply · based in Hampden, ME · 1 branch here
Account not yet known
“Overdraft Paid (Member Privilege) … $30.00 per item”
Credit union, membership rules apply · based in Bucksport, ME · 1 branch here
Account not yet known
“Member Privilege-Overdraft Fee (each) | $ 20.00”
Largest banks by local bank deposits
Share of the $650 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Hancock County
Deposits and branches cover the City of Ellsworth. Population and income cover Hancock County, the county with most of Ellsworth's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Hancock County.
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