Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Maine Savings Federal Credit Union

Hampden, MaineCredit UnionBoston Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account$5Within the typical range ($5–$10 nationally)

Research and Reconciliation$30

$5 above the national median

Source

Overdraft & NSFVerified

Check Returned for Non-Sufficient Funds (NSF)$30Within the typical range ($25–$31 nationally)
At the national median
Source
Overdraft Paid (Account Transfer)$5Within the typical range ($3–$5 nationally)
At the national median
Source
Overdraft Paid (Member Privilege)$30Within the typical range ($25–$31 nationally)
At the national median
per month · Source

Wire TransfersVerified

Outgoing Domestic Wire$15Below the typical range ($20–$25 nationally)
$8 below the national median
per month · Source
Outgoing Foreign Wire$50Within the typical range ($40–$50 nationally)
At the national median
Source

Check ServicesVerified

Corporate Check$5Within the typical range ($3–$5.50 nationally)
At the national median
per item · Source
Stop Payment ACH$20Within the typical range ($20–$30 nationally)
$5 below the national median
per item · Source

Digital & ElectronicVerified

ACH Returned for Non-Sufficient Funds (NSF)$30Within the typical range ($19.50–$30 nationally)
$3 above the national median
per month · Source
Bill Pay Online$0Within the typical range ($0–$11.29 nationally)
$4.95 below the national median
Source
Online Bill Pay$0.50Within the typical range ($0–$11.29 nationally)
$4.45 below the national median
per item · Source

Cash & DepositVerified

Deposited Item Return$5Below the typical range ($10–$25 nationally)
$10 below the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Account	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Research and Reconciliation	$30Above the typical range ($20–$25 nationally)	$5 above the national median	—	—	Source
Overdraft & NSFVerified
Check Returned for Non-Sufficient Funds (NSF)	$30Within the typical range ($25–$31 nationally)	At the national median	—	—	Source
Overdraft Paid (Account Transfer)	$5
Wire TransfersVerified
Outgoing Domestic Wire	$15Below the typical range ($20–$25 nationally)	$8 below the national median	per month	—	Source
Outgoing Foreign Wire	$50
Check ServicesVerified
Corporate Check	$5Within the typical range ($3–$5.50 nationally)	At the national median	per item	—	Source
Stop Payment ACH	$20
Digital & ElectronicVerified
ACH Returned for Non-Sufficient Funds (NSF)	$30Within the typical range ($19.50–$30 nationally)	$3 above the national median	per month	—	Source
Bill Pay Online	$0
Cash & DepositVerified
Deposited Item Return	$5Below the typical range ($10–$25 nationally)	$10 below the national median	per item	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 13 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$858.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$858.1M

Total deposits

$763.9M

Service charge income (year to date)

$1.7M

Fee income ratio

5.5%

Return on assets

0.65%

Financial profile · Pro

Performance from regulator filings

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Based on 31,319 verified fees from 2,405 institutions

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