Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Franklin Savings Bank

Farmington, MaineBankBoston Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

(monthly fee plus usual items charges)$5Within the typical range ($3–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #326. canonical_hint=monthly_maintenance; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="(monthly fee plus usual items charges) | $5.00* | • Interest paid on account is variable and depends on Daily Collected Balance." · Source

Accounts closed within 90 days$20

$5 above the national median

Knox deterministic extraction from Rosetta artifact #326. canonical_hint=early_closure; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Accounts closed within 90 days | $20.00" · Source

Monthly Service Charge (nonprofit organizations)$0

$5.95 below the national median

per month · Knox read a free fee from Rosetta artifact #326. canonical_hint=monthly_maintenance; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Monthly Service Charge (nonprofit organizations) | FREE" · Source

Monthly Service Charge (sole proprietorships)$10

$4.05 above the national median

per month · Knox deterministic extraction from Rosetta artifact #326. canonical_hint=monthly_maintenance; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Monthly Service Charge (sole proprietorships) | $10.00" · Source

Research/Statement Reconciliation, per hour$28

$3 above the national median

Knox deterministic extraction from Rosetta artifact #326. canonical_hint=account_research; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Research/Statement Reconciliation, per hour | $28.00" · Source

Overdraft & NSFVerified

Overdrafts/NSF per item RETURNED$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #326. canonical_hint=nsf; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Overdrafts/NSF per item RETURNED * | $30.00" · Source

ATM & CardVerified

Debit card replacement$7Within the typical range ($5–$10 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #326. canonical_hint=card_replacement; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Debit card replacement | $7.00" · Source

Wire TransfersVerified

Wire Transfer (Incoming)$15Within the typical range ($5–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #326. canonical_hint=wire_domestic_incoming; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Wire Transfer (Incoming) | $15.00 | Safe Deposit Box Drilling, cost plus | $50.00" · Source
Wire Transfer (Outgoing)$25Within the typical range ($20–$25 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #326. canonical_hint=wire_domestic_outgoing; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Wire Transfer (Outgoing) | $25.00 | Safe Deposit Box, late payment fee | 10%" · Source

Check ServicesVerified

Check Cashing Fee (non-customer)$10Within the typical range ($5–$10 nationally)
$5 above the national median
per month · Knox deterministic extraction from Rosetta artifact #326. canonical_hint=check_cashing; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Check Cashing Fee (non-customer) / $1,000 balance, per month $10.00" · Source
Checking Services All Checking Bank Supervised Accounts, per month Counter Checks, per check$1Within the typical range ($1–$4 nationally)
$1 below the national median
per month · Knox deterministic extraction from Rosetta artifact #326. canonical_hint=counter_check; text_hash=04b8cba2111fc54e6ba918db9e26bfbaac8f4e156f60d774b3e895e22581fb48; excerpt="Checking Services All Checking Bank Supervised Accounts, per month Counter Checks, per check $1.00" · Source
Counter Checks, per check$1Within the typical range ($1–$4 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #326. canonical_hint=counter_check; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Zipper Bags | $5.00 | Counter Checks, per check $1.00" · Source
Money Orders (customers)$2Within the typical range ($2–$3.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #326. canonical_hint=money_order; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Money Orders (customers) | $2.00 | 5” by 10” $75.00 $100.00" · Source
Money Orders (non-customers)$5Above the typical range ($2–$3.50 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #326. canonical_hint=money_order; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Money Orders (non-customers) | $5.00 | 10” by 10” $125.00 $150.00" · Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #326. canonical_hint=stop_payment; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Stop Payment | $30.00 | to charges, not to exceed total charges. The earnings rate is" · Source
Treasurer’s Checks (customers)$4Within the typical range ($3–$5.50 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #326. canonical_hint=cashiers_check; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Treasurer’s Checks (customers) | $4.00 | 5” by 5” $50.00 $75.00" · Source
Treasurer’s Checks (non-customers)$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #326. canonical_hint=cashiers_check; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Treasurer’s Checks (non-customers) | $10.00 | 3” by 10” $65.00 $90.00" · Source

Digital & ElectronicVerified

Franklin Bill Pay - personal checking accounts$0Within the typical range ($0–$10.46 nationally)
$4.95 below the national median
Knox read a free fee from Rosetta artifact #326. canonical_hint=bill_pay; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Franklin Bill Pay - personal checking accounts | FREE*" · Source

Cash & DepositVerified

Deposited items returned$10Within the typical range ($9–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #326. canonical_hint=deposited_item_return; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Deposited items returned | $10.00" · Source
Night Deposit Lock Bags$25Above the typical range ($5–$20 nationally)
$11.50 above the national median
Knox deterministic extraction from Rosetta artifact #326. canonical_hint=night_deposit; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Night Deposit Lock Bags | $25.00 | Personal" · Source
Night Depository Key, deposit fee$10Within the typical range ($5–$20 nationally)
$3.50 below the national median
Knox deterministic extraction from Rosetta artifact #326. canonical_hint=night_deposit; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Night Depository Key, deposit fee | $10.00" · Source
Zipper Bags$5Within the typical range ($5–$20 nationally)
$8.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #326. canonical_hint=night_deposit; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Zipper Bags | $5.00 | Counter Checks, per check $1.00" · Source

Account ServicesVerified

Safe Deposit-Lost Key$50Within the typical range ($25–$75 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #326. canonical_hint=safe_deposit_box; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Reissue of Money Order or Treasurer’s Check | $20.00 | Safe Deposit-Lost Key | $50.00" · Source

Other FeesVerified

Statement copy and images, per statement$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #326. canonical_hint=document_reproduction; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Statement copy and images, per statement | $3.00 | Safe Deposit Box Services" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
(monthly fee plus usual items charges)	$5Within the typical range ($3–$10 nationally)	$0.95 below the national median	per month	Knox deterministic extraction from Rosetta artifact #326. canonical_hint=monthly_maintenance; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="(monthly fee plus usual items charges) \| $5.00* \| • Interest paid on account is variable and depends on Daily Collected Balance."	Source
Accounts closed within 90 days	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #326. canonical_hint=early_closure; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Accounts closed within 90 days \| $20.00"	Source
Monthly Service Charge (nonprofit organizations)	$0Below the typical range ($3–$10 nationally)	$5.95 below the national median	per month	Knox read a free fee from Rosetta artifact #326. canonical_hint=monthly_maintenance; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Monthly Service Charge (nonprofit organizations) \| FREE"	Source
Monthly Service Charge (sole proprietorships)	$10Within the typical range ($3–$10 nationally)	$4.05 above the national median	per month	Knox deterministic extraction from Rosetta artifact #326. canonical_hint=monthly_maintenance; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Monthly Service Charge (sole proprietorships) \| $10.00"	Source
Research/Statement Reconciliation, per hour	$28Above the typical range ($17.50–$25 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #326. canonical_hint=account_research; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Research/Statement Reconciliation, per hour \| $28.00"	Source
Overdraft & NSFVerified
Overdrafts/NSF per item RETURNED	$30Within the typical range ($25–$31 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #326. canonical_hint=nsf; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Overdrafts/NSF per item RETURNED * \| $30.00"	Source
ATM & CardVerified
Debit card replacement	$7Within the typical range ($5–$10 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #326. canonical_hint=card_replacement; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Debit card replacement \| $7.00"	Source
Wire TransfersVerified
Wire Transfer (Incoming)	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #326. canonical_hint=wire_domestic_incoming; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Wire Transfer (Incoming) \| $15.00 \| Safe Deposit Box Drilling, cost plus \| $50.00"	Source

Check ServicesVerified
Check Cashing Fee (non-customer)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #326. canonical_hint=check_cashing; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Check Cashing Fee (non-customer) / $1,000 balance, per month $10.00"	Source
Checking Services All Checking Bank Supervised Accounts, per month Counter Checks, per check
Digital & ElectronicVerified
Franklin Bill Pay - personal checking accounts	$0Within the typical range ($0–$10.46 nationally)	$4.95 below the national median	—	Knox read a free fee from Rosetta artifact #326. canonical_hint=bill_pay; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Franklin Bill Pay - personal checking accounts \| FREE*"	Source
Cash & DepositVerified
Deposited items returned	$10Within the typical range ($9–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #326. canonical_hint=deposited_item_return; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Deposited items returned \| $10.00"	Source
Night Deposit Lock Bags
Account ServicesVerified
Safe Deposit-Lost Key	$50Within the typical range ($25–$75 nationally)	$7.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #326. canonical_hint=safe_deposit_box; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Reissue of Money Order or Treasurer’s Check \| $20.00 \| Safe Deposit-Lost Key \| $50.00"	Source
Other FeesVerified
Statement copy and images, per statement	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #326. canonical_hint=document_reproduction; text_hash=3126962a3fb7f32a0b704a24f44eb940758fdf17478cf746417495e9efd7d9bd; excerpt="Statement copy and images, per statement \| $3.00 \| Safe Deposit Box Services"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 24 — leaner than most institutions

Published fees

Under review

Assets

$786.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$786.9M

Total deposits

$601.1M

Service charge income

$94K

Fee income ratio

1.1%

Return on assets

1.03%

Branches

Service charge income by quarter

Q2 2026$94K

Q1 2026$82K

Q4 2025$94K

Q3 2025$88K

Financial profile · Pro

Performance from regulator filings

Wire Transfer (Outgoing)

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,662 verified fees from 2,224 institutions

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