12 banks and credit unions have branches in Waldorf. The Bank Fee Index holds published fees for 12 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Maryland
Waldorf counts institutions with a branch here, wherever headquartered. Maryland counts institutions headquartered in the state.
Waldorf
10 institutions with a branch here
$12
Maryland
28 institutions headquartered in Maryland
$6.48
U.S.
1,902 institutions in the index
$7
Chosen as the fee whose Waldorf median sits furthest from Maryland's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Waldorf with Maryland and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Waldorf
10 institutions with a branch here
$35
Maryland
38 institutions headquartered in Maryland
$31
U.S.
2,601 institutions in the index
$30
Waldorf covers every institution with a branch here, wherever it is headquartered. Maryland covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
12 institutions, 10 with a published overdraft fee.
Bank · based in Wheeling, WV · 2 branches here
Account not yet known
“Overdraft Fee (per debit) $35.00**”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Easton, MD · 1 branch here
Account not yet known
“When we pay overdraft items for you, you will be charged our standard Overdraft Fee, currently $35.00, for each item that is presented”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Buffalo, NY · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Credit union, membership rules apply · based in Suitland, MD · 1 branch here
Account not yet known
“There is fee of $32.00* per each transaction paid by Privilege Pay.”
Credit union, membership rules apply · based in Lexington Park, MD · 1 branch here
Credit union, membership rules apply · based in Greenbelt, MD · 1 branch here
Account not yet known
“Returned Check/Overdraft/ACH Debit … $35/item”
Largest banks by local bank deposits
Share of the $1.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Charles County
Deposits and branches cover the City of Waldorf. Population and income cover Charles County, the county with most of Waldorf's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Charles County.
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