Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Cedar Point Federal Credit Union

Lexington Park, MarylandCredit UnionRichmond Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$20Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #290. canonical_hint=account_research; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Account Reconciliation | $20.00 per hour (1 hour min) | Foreign Check Fee* | $22.00" · Source

Account Research Fee$10

$15 below the national median

Knox deterministic extraction from Rosetta artifact #290. canonical_hint=account_research; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Account Research Fee | $10.00 per ½ hr (½ hr min)" · Source

Overdraft & NSFVerified

Nonsufficient Funds$35Above the typical range ($25–$31 nationally)
$5 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #290. canonical_hint=nsf; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Nonsufficient Funds | $35.00 per transaction | Garnishment Processing Fee | $100.00" · Source
Paid Overdraft Fee$20Below the typical range ($25–$31 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #290. canonical_hint=overdraft; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Paid Overdraft Fee | $20.00 per overdraft" · Source

ATM & CardVerified

POS w/ATM card transactions$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #290. canonical_hint=atm_non_network; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="POS w/ATM card transactions $1.00 per transaction" · Source

Check ServicesVerified

(incoming) | Official/Teller Check Fee$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #290. canonical_hint=cashiers_check; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="$5.00 (incoming) | Official/Teller Check Fee | $2.00" · Source
Check Copy$3Within the typical range ($2–$5 nationally)
At the national median
per month · Knox deterministic extraction from Rosetta artifact #290. canonical_hint=check_image; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Check Copy | $3.00 per item | Inactive Account Fee** | $7.00 per month" · Source
Stop Payment Fee$25Within the typical range ($20–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #290. canonical_hint=stop_payment; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Stop Payment Fee | $25.00 per item | Other Service Fees – Applicable to all accounts" · Source

Cash & DepositVerified

Account Information | Deposited Item Return Fee$10Within the typical range ($10–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #290. canonical_hint=deposited_item_return; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Account Information | Deposited Item Return Fee | $10.00" · Source

Account ServicesVerified

5 x 10 – Large$85Above the typical range ($25–$75 nationally)
$42.50 above the national median
per year · Knox deterministic extraction from Rosetta artifact #290. canonical_hint=safe_deposit_box; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="5 x 10 – Large | $85.00 per year" · Source
Items returned unpaid$35Within the typical range ($25–$75 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #290. canonical_hint=safe_deposit_box; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Items returned unpaid | $35.00 item | Box Drilling | At cost" · Source
Notary Fee$2Within the typical range ($0–$5 nationally)
$0.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #290. canonical_hint=notary_fee; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Notary Fee | $2.00 per item" · Source
Verification of Deposit$25Above the typical range ($10–$17.13 nationally)
$15 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #290. canonical_hint=account_verification; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Verification of Deposit | $25.00 | Money Market Withdrawal Fee $5.00 per withdrawal" · Source

Gift & Prepaid CardsVerified

Visa Gift Card Fee$2Below the typical range ($3–$4.95 nationally)
$1.50 below the national median
Knox deterministic extraction from Rosetta artifact #290. canonical_hint=gift_card_purchase; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Visa Gift Card Fee | $2.00 | Supervisor | $25.00 per hour" · Source

Other FeesVerified

Statement Copy Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #290. canonical_hint=document_reproduction; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Statement Copy Fee | $5.00 per statement | Items Returned Unpaid | $35.00 per item" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #290. canonical_hint=account_research; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Account Reconciliation \| $20.00 per hour (1 hour min) \| Foreign Check Fee* \| $22.00"	Source
Account Research Fee	$10Below the typical range ($17.50–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #290. canonical_hint=account_research; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Account Research Fee \| $10.00 per ½ hr (½ hr min)"	Source
Overdraft & NSFVerified
Nonsufficient Funds	$35Above the typical range ($25–$31 nationally)	$5 above the national median	per transaction	Knox deterministic extraction from Rosetta artifact #290. canonical_hint=nsf; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Nonsufficient Funds \| $35.00 per transaction \| Garnishment Processing Fee \| $100.00"	Source
Paid Overdraft Fee
ATM & CardVerified
POS w/ATM card transactions	$1Within the typical range ($1–$2.50 nationally)	$0.50 below the national median	per transaction	Knox deterministic extraction from Rosetta artifact #290. canonical_hint=atm_non_network; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="POS w/ATM card transactions $1.00 per transaction"	Source
Check ServicesVerified
(incoming) \| Official/Teller Check Fee	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #290. canonical_hint=cashiers_check; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="$5.00 (incoming) \| Official/Teller Check Fee \| $2.00"	Source
Check Copy
Cash & DepositVerified
Account Information \| Deposited Item Return Fee	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #290. canonical_hint=deposited_item_return; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Account Information \| Deposited Item Return Fee \| $10.00"	Source
Account ServicesVerified
5 x 10 – Large	$85Above the typical range ($25–$75 nationally)	$42.50 above the national median	per year	Knox deterministic extraction from Rosetta artifact #290. canonical_hint=safe_deposit_box; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="5 x 10 – Large \| $85.00 per year"	Source
Items returned unpaid
Gift & Prepaid CardsVerified
Visa Gift Card Fee	$2Below the typical range ($3–$4.95 nationally)	$1.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #290. canonical_hint=gift_card_purchase; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Visa Gift Card Fee \| $2.00 \| Supervisor \| $25.00 per hour"	Source
Other FeesVerified
Statement Copy Fee	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per item	Knox deterministic extraction from Rosetta artifact #290. canonical_hint=document_reproduction; text_hash=f5f6c8f61501ceafa37eca60fd38de51b008684256eb10c70acd6dabff15032a; excerpt="Statement Copy Fee \| $5.00 per statement \| Items Returned Unpaid \| $35.00 per item"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

Total fees: 15 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$905.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$905.8M

Total deposits

$819.3M

Service charge income (year to date)

$3.6M

Fee income ratio

15.5%

Return on assets

0.82%

Financial profile · Pro

Performance from regulator filings

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