68 banks and credit unions have branches in the Baltimore-Columbia-Towson metro area. The Bank Fee Index holds published fees for 53 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Maryland
Baltimore-Columbia-Towson metro counts institutions with a branch here, wherever headquartered. Maryland counts institutions headquartered in the state.
Baltimore-Columbia-Towson metro
35 institutions with a branch here
$10
Maryland
28 institutions headquartered in Maryland
$6.48
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Baltimore-Columbia-Towson metro median sits furthest from Maryland's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Baltimore-Columbia-Towson metro with Maryland and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $39.
Median published overdraft fee
Baltimore-Columbia-Towson metro
39 institutions with a branch here
$32
Maryland
38 institutions headquartered in Maryland
$31
U.S.
2,605 institutions in the index
$30
Baltimore-Columbia-Towson metro covers every institution with a branch here, wherever it is headquartered. Maryland covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
68 institutions, 39 with a published overdraft fee.
Bank · based in Buffalo, NY · 87 branches here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Charlotte, NC · 60 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Charlotte, NC · 57 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Wilmington, DE · 53 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Sioux Falls, SD · 45 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Columbus, OH · 32 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Greenville, PA · 24 branches here
Account not yet known
“Overdrafts for checks, in-person withdrawals, automatic bill payments or other | $35.00 each”
Credit union, membership rules apply · based in Linthicum, MD · 20 branches here
Bank · based in Nottingham, MD · 15 branches here
Bank · based in Easton, MD · 13 branches here
Account not yet known
“When we pay overdraft items for you, you will be charged our standard Overdraft Fee, currently $35.00, for each item that is presented”
Largest banks by local bank deposits
Share of the $106.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Baltimore-Columbia-Towson metro's counties
Deposits and branches cover the Baltimore-Columbia-Towson metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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