2 banks and credit unions have branches in Southampton. The Bank Fee Index holds published fees for 1 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Massachusetts $29 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Southampton with Massachusetts and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Median published overdraft fee
Southampton
0 institutions with a branch here
None published
Massachusetts
81 institutions headquartered in Massachusetts
$30
U.S.
2,605 institutions in the index
$30
2 institutions, 0 with a published overdraft fee.
Bank · based in Easthampton, MA · 1 branch here
Credit union, membership rules apply · based in Chicopee, MA · 1 branch here
Largest banks by local bank deposits
Share of the $138 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Hampshire County
Deposits and branches cover the City of Southampton. Population and income cover Hampshire County, the county with most of Southampton's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Hampshire County.
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