197 banks and credit unions have branches in the Boston-Cambridge-Newton metro area. The Bank Fee Index holds published fees for 125 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Massachusetts
Where a fee has enough institutions for a local median, the Boston-Cambridge-Newton metro median is within 10% of the Massachusetts median on all 8 fees.
Boston-Cambridge-Newton metro counts institutions with a branch here, wherever headquartered. Massachusetts counts institutions headquartered in the state.
Pick a fee to compare Boston-Cambridge-Newton metro with Massachusetts and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $50.
Median published overdraft fee
Boston-Cambridge-Newton metro
78 institutions with a branch here
$30
Massachusetts
81 institutions headquartered in Massachusetts
$30
U.S.
2,605 institutions in the index
$30
Boston-Cambridge-Newton metro covers every institution with a branch here, wherever it is headquartered. Massachusetts covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
197 institutions, 78 with a published overdraft fee.
Bank · based in Providence, RI · 146 branches here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Charlotte, NC · 113 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Rockland, MA · 110 branches here
Bank · based in Boston, MA · 107 branches here
Account not yet known
“Overdraft Fee: Standard overdraft fee $37*”
Bank · based in Wilmington, DE · 90 branches here
Account not yet known
“Insufficient Funds Fee – Item Paid | $15”
Bank · based in Wilmington, DE · 88 branches here
Account not yet known
“$35 fee per overdraft”
Bank · based in Columbus, OH · 85 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Buffalo, NY · 51 branches here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Brookline, MA · 34 branches here
Account not yet known
“Overdraft/Unavailable Funds (UAF) Overdraft Fee8,9,14 … $35.00”
Bank · based in Salem, MA · 34 branches here
Largest banks by local bank deposits
Share of the $580.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Boston-Cambridge-Newton metro's counties
Deposits and branches cover the Boston-Cambridge-Newton metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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