18 banks and credit unions have branches in Quincy. The Bank Fee Index holds published fees for 14 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Massachusetts
Quincy counts institutions with a branch here, wherever headquartered. Massachusetts counts institutions headquartered in the state.
Quincy
8 institutions with a branch here
$9
Massachusetts
70 institutions headquartered in Massachusetts
$6.75
U.S.
1,901 institutions in the index
$7
Chosen as the fee whose Quincy median sits furthest from Massachusetts's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Quincy with Massachusetts and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $37.
Median published overdraft fee
Quincy
11 institutions with a branch here
$32
Massachusetts
81 institutions headquartered in Massachusetts
$30
U.S.
2,600 institutions in the index
$30
Quincy covers every institution with a branch here, wherever it is headquartered. Massachusetts covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
18 institutions, 11 with a published overdraft fee.
Bank · based in Wilmington, DE · 3 branches here
Account not yet known
“Insufficient Funds Fee – Item Paid | $15”
Bank · based in Providence, RI · 3 branches here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Charlotte, NC · 3 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Wilmington, DE · 3 branches here
Account not yet known
“$35 fee per overdraft”
Bank · based in Boston, MA · 2 branches here
Account not yet known
“Overdraft Fee: Standard overdraft fee $37*”
Bank · based in Rockland, MA · 2 branches here
Bank · based in South Weymouth, MA · 2 branches here
Account not yet known
“Overdraft/NSF Charge1,3,4 | $23”
Bank · based in Pasadena, CA · 1 branch here
Account not yet known
“Overdraft Fee | $30.00”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in North Adams, MA · 1 branch here
Account not yet known
“OD Privilege Fee (per item) | $32.00”
Largest banks by local bank deposits
Share of the $15.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Norfolk County
Deposits and branches cover the City of Quincy. Population and income cover Norfolk County, the county with most of Quincy's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Norfolk County.
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