5 banks and credit unions have branches in Charlestown. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Massachusetts
Charlestown counts institutions with a branch here, wherever headquartered. Massachusetts counts institutions headquartered in the state.
Charlestown
5 institutions with a branch here
$20
Massachusetts
104 institutions headquartered in Massachusetts
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Charlestown median sits furthest from Massachusetts's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Charlestown with Massachusetts and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Three published overdraft fees: $25–$35.
Medians for reference: Massachusetts $30 · U.S. $30
Local median not shown; five institutions required.
5 institutions, 3 with a published overdraft fee.
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Roslindale, MA · 1 branch here
Bank · based in Cambridge, MA · 1 branch here
Account not yet known
“Paid Item $25”
Credit union, membership rules apply · based in Cambridge, MA · 1 branch here
Credit union, membership rules apply · based in Charlestown, MA · 1 branch here
Account not yet known
“Overdraft, per item | $30.00”
Largest banks by local bank deposits
Share of the $340 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Suffolk County
Deposits and branches cover the City of Charlestown. Population and income cover Suffolk County, the county with most of Charlestown's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Suffolk County.
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