17 banks and credit unions have branches in the Elizabethtown metro area. The Bank Fee Index holds published fees for 12 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Kentucky
Elizabethtown metro counts institutions with a branch here, wherever headquartered. Kentucky counts institutions headquartered in the state.
Elizabethtown metro
9 institutions with a branch here
$5
Kentucky
39 institutions headquartered in Kentucky
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Elizabethtown metro median sits furthest from Kentucky's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Elizabethtown metro with Kentucky and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $36.
Median published overdraft fee
Elizabethtown metro
12 institutions with a branch here
$32
Kentucky
53 institutions headquartered in Kentucky
$30
U.S.
2,605 institutions in the index
$30
Elizabethtown metro covers every institution with a branch here, wherever it is headquartered. Kentucky covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
17 institutions, 12 with a published overdraft fee.
Bank · based in Cecilia, KY · 9 branches here
Credit union, membership rules apply · based in Radcliff, KY · 8 branches here
Account not yet known
“Courtesy Pay/Courtesy Pay Plus/Overdraft $ 31.00 Charged each time you use the Courtesy Pay/Courtey Pay Plus service to cover overdrawn transactions, if opted in”
Bank · based in Radcliff, KY · 5 branches here
Account not yet known
“Overdraft Item Charge (per item) | $26.50”
Bank · based in Wheeling, WV · 4 branches here
Account not yet known
“Overdraft Fee (per debit) $35.00**”
Bank · based in Hodgenville, KY · 3 branches here
Bank · based in Elizabethtown, KY · 2 branches here
Bank · based in Glasgow, KY · 2 branches here
Account not yet known
“- Overdraft Fee* | $30.00”
Bank · based in Buffalo, KY · 2 branches here
Bank · based in Bardstown, KY · 2 branches here
Account not yet known
“UCF Paid Item Fee | $33.00 per item”
Credit union, membership rules apply · based in Vienna, VA · 2 branches here
Account not yet known
“†Standard Practices and Fees: We will charge a fee of $20 each time we pay an overdraft”
Largest banks by local bank deposits
Share of the $3.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Elizabethtown metro's counties
Deposits and branches cover the Elizabethtown metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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