vs. U.S. typical range:LowerTypicalHigher
per item · Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=account_research; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Account Record Research Fee; research charge (per hour-one hour minimum; this fee is in addition to the per item charge) | $25.00" · Source
per month · Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=dormant_account; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Dormant Fee (Checking Accounts Only, Monthly Fee); (no credit or debit activity for a period of 180 days and the account has a balance less than $200.00) | $10.00" · Source
per day · Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=continuous_od; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Daily Overdraft Charge; (All Checking Accounts); if your account is overdrawn for 4 or more consecutive business days, an additional charge per day, for up to 10 days per occurence" · Source
$3.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=overdraft; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Overdraft Item Charge (per item) | $26.50" · Source
$3.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=nsf; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Return Item Charge (per item) | $26.50" · Source
Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=atm_non_network; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="ATM Service Charge (transactions not at West Point Bank or affiliates) | $1.50" · Source
Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=card_replacement; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="ATM/Debit Card Replacement Fee | $12.00" · Source
Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=wire_domestic_outgoing; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Wire Transfer Fee Outgoing- Domestic (Customer Only) | $20.00" · Source
Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=wire_intl_outgoing; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Wire Transfer Fee Outgoing- International (Customer Only) | $50.00" · Source
Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=cashiers_check; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Cashier's Check - (Customer Only) | $2.00" · Source
Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=counter_check; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Counter Check Fee (Per Printed Page) | $1.00" · Source
Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=stop_payment; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Stop Payment Charge (if amount, payee and check number given) | $25.00" · Source
Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=stop_payment; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Stop Payment Charge (incomplete information) | $50.00" · Source
$4.95 below the national median
Knox read a free fee from Rosetta artifact #3624. canonical_hint=bill_pay; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Online Banking and Bill Payment | $0.00" · Source
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=safe_deposit_box; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Drill and Replace lock on Safe Deposit Box/Self-Storage Box | $50.00" · Source
$2.50 below the national median
Knox read a free fee from Rosetta artifact #3624. canonical_hint=notary_fee; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Notary Service | $0.00" · Source
$7.50 above the national median
per year · Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=safe_deposit_box; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Safe Deposit Box fee (annually) 10X10 | $50.00" · Source
$18.50 below the national median
per year · Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=safe_deposit_box; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Safe Deposit Box fee (annually) 3X10 | $24.00" · Source
$30.50 below the national median
per year · Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=safe_deposit_box; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Safe Deposit Box fee (annually) 3X5 | $12.00" · Source
$12.50 below the national median
per year · Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=safe_deposit_box; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Safe Deposit Box fee (annually) 5X10 | $30.00" · Source
$27.50 below the national median
per year · Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=safe_deposit_box; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Safe Deposit Box fee (annually) 5X5 | $15.00" · Source
$32.50 below the national median
Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=safe_deposit_box; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Safe Deposit Box/Self-Storage Box; Lost Key(1) | $10.00" · Source
Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=garnishment_levy; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Tax Levy/Garnishment Fee (amount determined by levy/garnishment- maximum of $75.00) | $75.00" · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Record Research Fee; research charge (per hour-one hour minimum; this fee is in addition to the per item charge) | $25Within the typical range ($17.50–$25 nationally) | At the national median | per item | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=account_research; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Account Record Research Fee; research charge (per hour-one hour minimum; this fee is in addition to the per item charge) | $25.00" | Source |
| Dormant Fee (Checking Accounts Only, Monthly Fee); (no credit or debit activity for a period of 180 days and the account | $10Within the typical range ($5–$10 nationally) | $5 above the national median | per month | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=dormant_account; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Dormant Fee (Checking Accounts Only, Monthly Fee); (no credit or debit activity for a period of 180 days and the account has a balance less than $200.00) | $10.00" | Source |
Overdraft & NSFVerified | |||||
| Daily Overdraft Charge; (All Checking Accounts); if your account is overdrawn for 4 or more consecutive business days, a | $6Within the typical range ($5–$22.50 nationally) | At the national median | per day | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=continuous_od; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Daily Overdraft Charge; (All Checking Accounts); if your account is overdrawn for 4 or more consecutive business days, an additional charge per day, for up to 10 days per occurence" | Source |
ATM & CardVerified | |||||
| ATM Service Charge (transactions not at West Point Bank or affiliates) | $1.50Within the typical range ($1–$2.50 nationally) | At the national median | — | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=atm_non_network; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="ATM Service Charge (transactions not at West Point Bank or affiliates) | $1.50" | Source |
Wire TransfersVerified | |||||
| Wire Transfer Fee Outgoing- Domestic (Customer Only) | $20Within the typical range ($20–$25 nationally) | $2 below the national median | — | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=wire_domestic_outgoing; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Wire Transfer Fee Outgoing- Domestic (Customer Only) | $20.00" | Source |
Check ServicesVerified | |||||
| Cashier's Check - (Customer Only) | $2Below the typical range ($3–$6 nationally) | $3 below the national median | — | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=cashiers_check; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Cashier's Check - (Customer Only) | $2.00" | Source |
| Counter Check Fee (Per Printed Page) | |||||
Digital & ElectronicVerified | |||||
| Online Banking and Bill Payment | $0Within the typical range ($0–$10 nationally) | $4.95 below the national median | — | Knox read a free fee from Rosetta artifact #3624. canonical_hint=bill_pay; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Online Banking and Bill Payment | $0.00" | Source |
Account ServicesVerified | |||||
| Drill and Replace lock on Safe Deposit Box/Self-Storage Box | $50Within the typical range ($25–$75 nationally) | $7.50 above the national median | — | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=safe_deposit_box; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Drill and Replace lock on Safe Deposit Box/Self-Storage Box | $50.00" | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$26.50
Headline fees published
8 of 15
Published fees
23
Under review
0
Assets
$560.6M
Work at West Point Bank? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$560.6M
Total deposits
$475.7M
Service charge income
$57K
Fee income ratio
1.3%
Return on assets
0.95%
Branches
5
Service charge income by quarter
Financial profile · Pro
| Overdraft Item Charge (per item) | $26.50Within the typical range ($25–$31 nationally) | $3.50 below the national median | per item | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=overdraft; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Overdraft Item Charge (per item) | $26.50" | Source |
| Return Item Charge (per item) | $26.50Within the typical range ($25–$31 nationally) | $3.50 below the national median | per item | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=nsf; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Return Item Charge (per item) | $26.50" | Source |
| $12Above the typical range ($5–$10 nationally) |
| $2 above the national median |
| — |
| Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=card_replacement; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="ATM/Debit Card Replacement Fee | $12.00" |
| Source |
| $50Within the typical range ($40–$50 nationally) |
| At the national median |
| — |
| Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=wire_intl_outgoing; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Wire Transfer Fee Outgoing- International (Customer Only) | $50.00" |
| Source |
| $1Within the typical range ($1–$4 nationally) |
| $1 below the national median |
| — |
| Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=counter_check; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Counter Check Fee (Per Printed Page) | $1.00" |
| Source |
| Stop Payment Charge (if amount, payee and check number given) | $25Within the typical range ($20–$30 nationally) | $2 below the national median | — | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=stop_payment; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Stop Payment Charge (if amount, payee and check number given) | $25.00" | Source |
| Stop Payment Charge (incomplete information) | $50Above the typical range ($20–$30 nationally) | $23 above the national median | — | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=stop_payment; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Stop Payment Charge (incomplete information) | $50.00" | Source |
| $0Within the typical range ($0–$5 nationally) |
| $2.50 below the national median |
| — |
| Knox read a free fee from Rosetta artifact #3624. canonical_hint=notary_fee; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Notary Service | $0.00" |
| Source |
| Safe Deposit Box fee (annually) 10X10 | $50Within the typical range ($25–$75 nationally) | $7.50 above the national median | per year | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=safe_deposit_box; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Safe Deposit Box fee (annually) 10X10 | $50.00" | Source |
| Safe Deposit Box fee (annually) 3X10 | $24Below the typical range ($25–$75 nationally) | $18.50 below the national median | per year | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=safe_deposit_box; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Safe Deposit Box fee (annually) 3X10 | $24.00" | Source |
| Safe Deposit Box fee (annually) 3X5 | $12Below the typical range ($25–$75 nationally) | $30.50 below the national median | per year | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=safe_deposit_box; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Safe Deposit Box fee (annually) 3X5 | $12.00" | Source |
| Safe Deposit Box fee (annually) 5X10 | $30Within the typical range ($25–$75 nationally) | $12.50 below the national median | per year | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=safe_deposit_box; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Safe Deposit Box fee (annually) 5X10 | $30.00" | Source |
| Safe Deposit Box fee (annually) 5X5 | $15Below the typical range ($25–$75 nationally) | $27.50 below the national median | per year | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=safe_deposit_box; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Safe Deposit Box fee (annually) 5X5 | $15.00" | Source |
| Safe Deposit Box/Self-Storage Box; Lost Key(1) | $10Below the typical range ($25–$75 nationally) | $32.50 below the national median | — | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=safe_deposit_box; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Safe Deposit Box/Self-Storage Box; Lost Key(1) | $10.00" | Source |
| Tax Levy/Garnishment Fee (amount determined by levy/garnishment- maximum of $75.00) | $75Within the typical range ($30–$75 nationally) | $25 above the national median | — | Knox deterministic extraction from Rosetta artifact #3624. canonical_hint=garnishment_levy; text_hash=4154b659768447bb6757d827b3464cc260c228095e77c3a3a4bd6af6b70f70f8; excerpt="Tax Levy/Garnishment Fee (amount determined by levy/garnishment- maximum of $75.00) | $75.00" | Source |
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