69 banks and credit unions have branches in the Louisville/Jefferson County metro area. The Bank Fee Index holds published fees for 48 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Kentucky
Louisville/Jefferson County metro counts institutions with a branch here, wherever headquartered. Kentucky counts institutions headquartered in the state.
Louisville/Jefferson County metro
31 institutions with a branch here
$10
Kentucky
34 institutions headquartered in Kentucky
$7.25
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Louisville/Jefferson County metro median sits furthest from Kentucky's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Louisville/Jefferson County metro with Kentucky and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $37.
Median published overdraft fee
Louisville/Jefferson County metro
39 institutions with a branch here
$33
Kentucky
53 institutions headquartered in Kentucky
$30
U.S.
2,605 institutions in the index
$30
Louisville/Jefferson County metro covers every institution with a branch here, wherever it is headquartered. Kentucky covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
69 institutions, 39 with a published overdraft fee.
Bank · based in Louisville, KY · 42 branches here
Bank · based in Wilmington, DE · 40 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Columbus, OH · 28 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Cincinnati, OH · 28 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Louisville, KY · 22 branches here
Account not yet known
“Overdraft Fee (per Check* or in-person, ATM or other electronic withdrawal) … $36”
Credit union, membership rules apply · based in Louisville, KY · 20 branches here
Bank · based in Cincinnati, OH · 18 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Charlotte, NC · 17 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Corydon, IN · 17 branches here
Account not yet known
“Overdraft Fee (per item): $33”
Bank · based in Jasper, IN · 14 branches here
Largest banks by local bank deposits
Share of the $48.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Louisville/Jefferson County metro's counties
Deposits and branches cover the Louisville/Jefferson County metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions