37 banks and credit unions have branches in the Topeka metro area. The Bank Fee Index holds published fees for 20 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Kansas
Topeka metro counts institutions with a branch here, wherever headquartered. Kansas counts institutions headquartered in the state.
Topeka metro
9 institutions with a branch here
$25
Kansas
60 institutions headquartered in Kansas
$20
U.S.
2,628 institutions in the index
$25
Chosen as the fee whose Topeka metro median sits furthest from Kansas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Topeka metro with Kansas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $12 to $36.
Median published overdraft fee
Topeka metro
14 institutions with a branch here
$30
Kansas
63 institutions headquartered in Kansas
$27.50
U.S.
2,601 institutions in the index
$30
Topeka metro covers every institution with a branch here, wherever it is headquartered. Kansas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
37 institutions, 14 with a published overdraft fee.
Bank · based in Topeka, KS · 10 branches here
Account not yet known
“Overdraft $12.00 Charge assessed for each item presented to the Bank that creates an overdraft in the account”
Bank · based in Topeka, KS · 10 branches here
Credit union, membership rules apply · based in Topeka, KS · 8 branches here
Account not yet known
“Overdraft/ | $24 This fee incurs when an account balance cannot cover”
Bank · based in Topeka, KS · 7 branches here
Account not yet known
“Overdrafts | $25.00”
Credit union, membership rules apply · based in Topeka, KS · 7 branches here
Bank · based in Holton, KS · 5 branches here
Account not yet known
“Paid Item Fee (Overdraft) | $25.00 per item.”
Bank · based in Salina, KS · 5 branches here
Bank · based in Topeka, KS · 4 branches here
Bank · based in Cincinnati, OH · 4 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Manhattan, KS · 4 branches here
Largest banks by local bank deposits
Share of the $7.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Topeka metro's counties
Deposits and branches cover the Topeka metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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