10 banks and credit unions have branches in Columbia City. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Indiana
Columbia City counts institutions with a branch here, wherever headquartered. Indiana counts institutions headquartered in the state.
Columbia City
5 institutions with a branch here
$35
Indiana
74 institutions headquartered in Indiana
$30
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Columbia City median sits furthest from Indiana's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Columbia City with Indiana and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Columbia City
5 institutions with a branch here
$34
Indiana
62 institutions headquartered in Indiana
$30
U.S.
2,605 institutions in the index
$30
Columbia City covers every institution with a branch here, wherever it is headquartered. Indiana covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 5 with a published overdraft fee.
Bank · based in Fort Wayne, IN · 2 branches here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Warsaw, IN · 1 branch here
Account not yet known
“We charge a $35 Overdraft Fee if the transaction is paid or a $15 NSF (Non-Sufficient Funds) Fee if the transaction is returned”
Bank · based in Wabash, IN · 1 branch here
Account not yet known
“Paid NSF Fee (NSF = Non-Sufficient Funds): $10.00 fee per return when the negative balance is ($0.01) to ($10.00)”
Bank · based in Michigan City, IN · 1 branch here
Bank · based in South Bend, IN · 1 branch here
Account not yet known
“Overdraft Item Fee | $36 per item | When the current balance in your account is insufficient to cover an item, we may”
Credit union, membership rules apply · based in Fort Wayne, IN · 1 branch here
Credit union, membership rules apply · based in Fort Wayne, IN · 1 branch here
Credit union, membership rules apply · based in Fort Wayne, IN · 1 branch here
Account not yet known
“Overdraft Fee | $33.00”
Credit union, membership rules apply · based in Columbia City, IN · 1 branch here
Largest banks by local bank deposits
Share of the $554 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Whitley County
Deposits and branches cover the City of Columbia City. Population and income cover Whitley County, the county with most of Columbia City's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Whitley County.
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