8 banks and credit unions have branches in South Elgin. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Illinois
South Elgin counts institutions with a branch here, wherever headquartered. Illinois counts institutions headquartered in the state.
South Elgin
6 institutions with a branch here
$29
Illinois
113 institutions headquartered in Illinois
$25
U.S.
2,630 institutions in the index
$25
Chosen as the fee whose South Elgin median sits furthest from Illinois's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare South Elgin with Illinois and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $32–$39.50.
Medians for reference: Illinois $30 · U.S. $30
Local median not shown; five institutions required.
8 institutions, 4 with a published overdraft fee.
Bank · based in South Elgin, IL · 1 branch here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Chicago, IL · 1 branch here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Green Bay, WI · 1 branch here
Account not yet known
“Overdraft—check or debit paid … $32 per item”
Bank · based in Elk Grove Village, IL · 1 branch here
Account not yet known
“Non-Sufficient Funds – Overdraft Fee | $39.50”
Bank · based in Aurora, IL · 1 branch here
Credit union, membership rules apply · based in lake Forest, IL · 1 branch here
Largest banks by local bank deposits
Share of the $936 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Kane County
Deposits and branches cover the City of South Elgin. Population and income cover Kane County, the county with most of South Elgin's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Kane County.
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