Under review
A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.
per item · Option C: Overdraft Service through Linked Accounts. Transfers funds from another First American checking, savings or money market account · Source
per item · Source
per day · Applied every day the account is overdrawn, beginning 3 business days after the account is first overdrawn. Also applies when any fee causes account to drop below zero balance · Source
per item · Per item. Includes checks, in-person withdrawals, ATM withdrawals, or other electronic means that create an insufficient funds condition · Source
per month · Source
per month · Waived if 15 qualifying payments are performed each monthly statement cycle · Source
per day · Maximum 6 overdraft fees per day · Source
per day · Maximum of 6 overdraft fees per day · Source
per item · Standard overdraft fee for Option B (Overdraft Service for Debit Card Transactions) · Source
per month · For accounts opened at branch or through direct communication; applies if eStatements not selected within 30 days or if owner elects to receive paper statements · Source
per month · Option D: Overdraft Service through Line of Credit. Subject to credit approval. APR 21.9% · Source
per month · Option D: RediReserve Overdraft Service through Line of Credit. Subject to credit approval · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Other feesUnder review | |||||
| Account Link Sweep Transfer Fee | $10 | — | per item | Option C: Overdraft Service through Linked Accounts. Transfers funds from another First American checking, savings or money market account | Source |
| ATM Balance Inquiry | $2 | — | per item | — | Source |
| Continuous Daily Overdraft Fee | $5 | — | per day | Applied every day the account is overdrawn, beginning 3 business days after the account is first overdrawn. Also applies when any fee causes account to drop below zero balance | Source |
| Insufficient Funds - Return Item Fee | $39.50 | — | per item | Per item. Includes checks, in-person withdrawals, ATM withdrawals, or other electronic means that create an insufficient funds condition | Source |
| Monthly Account Fee (Optimal Checking) | $14.95 | — | per month | — | Source |
| Monthly Maintenance Fee | $4.95 | — | per month | Waived if 15 qualifying payments are performed each monthly statement cycle | Source |
| Overdraft Daily Cap | $210 | — | per day | Maximum 6 overdraft fees per day | Source |
| Overdraft Daily Fee Cap | $234 | — | per day | Maximum of 6 overdraft fees per day | Source |
| Overdraft Fee | $39.50 | — | per item | Standard overdraft fee for Option B (Overdraft Service for Debit Card Transactions) | Source |
| Paper Statement Fee | — | — | per month | For accounts opened at branch or through direct communication; applies if eStatements not selected within 30 days or if owner elects to receive paper statements | Source |
| Redi-Reserve Monthly Fee | $15 | — | per month | Option D: Overdraft Service through Line of Credit. Subject to credit approval. APR 21.9% | Source |
| RediReserve Monthly Fee | $15 | — | per month | Option D: RediReserve Overdraft Service through Line of Credit. Subject to credit approval | Source |
Fee change alerts
We'll write once its fee schedule is verified, and again whenever a verified fee changes. Nothing else.
Headline fees published
0 of 15
Published fees
0
Under review
25
Assets
$8.6B
Status: Under review
No verified fees yet, so there is nothing to benchmark on this page.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$8.6B
Total deposits
$5.6B
Service charge income
$3.4M
Fee income ratio
4.0%
Return on assets
1.54%
Branches
58
Service charge income by quarter
Financial profile · Pro
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