11 banks and credit unions have branches in Mount Vernon. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Illinois
Mount Vernon counts institutions with a branch here, wherever headquartered. Illinois counts institutions headquartered in the state.
Mount Vernon
5 institutions with a branch here
$2.50
Illinois
59 institutions headquartered in Illinois
$1.25
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Mount Vernon median sits furthest from Illinois's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Mount Vernon with Illinois and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $32–$37.
Medians for reference: Illinois $30 · U.S. $30
Local median not shown; five institutions required.
11 institutions, 4 with a published overdraft fee.
Bank · based in Mount Vernon, IL · 3 branches here
Bank · based in Mount Vernon, IL · 2 branches here
Bank · based in Terre Haute, IN · 2 branches here
Bank · based in Marion, IL · 1 branch here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Mattoon, IL · 1 branch here
Bank · based in Eldorado, IL · 1 branch here
Account not yet known
“• Paid item fee*....................................................................................................................................................................”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in Akron, OH · 1 branch here
Largest banks by local bank deposits
Share of the $1.0 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Jefferson County
Deposits and branches cover the City of Mount Vernon. Population and income cover Jefferson County, the county with most of Mount Vernon's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Jefferson County.
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