Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $1B to $10B

Banterra Bank

Marion, IllinoisBankChicago Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closed within 90 days of Opening$20Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #156. canonical_hint=early_closure; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Account Closed within 90 days of Opening / $20" · Source

Account Research$20

At the national median

Knox deterministic extraction from Rosetta artifact #156. canonical_hint=account_research; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Account Research / $20 per hour$20 minimum" · Source

Overdraft & NSFVerified

NSF Charge$37Above the typical range ($25–$32 nationally)
$8 above the national median
per item · Knox deterministic extraction from Rosetta artifact #156. canonical_hint=nsf; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="NSF Charge / $37 per item" · Source

ATM & CardVerified

Replacement of a Lostor Stolen Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #156. canonical_hint=card_replacement; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Replacement of a Lostor Stolen Card / $5" · Source

Wire TransfersVerified

Wire Transfers (Domestic): Incoming (Customer)$15Within the typical range ($7.75–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #156. canonical_hint=wire_domestic_incoming; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Incoming (Customer) / $15" · Source
Wire Transfers (Domestic): Outgoing (Customer)$27Above the typical range ($20–$25 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #156. canonical_hint=wire_domestic_outgoing; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Outgoing (Customer) / $27" · Source
Wire Transfers (International): Incoming (Customer)$20Within the typical range ($10–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #156. canonical_hint=wire_intl_incoming; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Incoming (Customer) / $20" · Source
Wire Transfers (International): Outgoing (Customer)$40Within the typical range ($40–$50 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #156. canonical_hint=wire_intl_outgoing; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Outgoing (Customer) / $40" · Source

Check ServicesVerified

Check Cashing Services: Non-Customer$2Below the typical range ($5–$10 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #156. canonical_hint=check_cashing; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Non-Customer / $2 each$100 (minimum $20)" · Source
Copy of Paid Check or Document$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #156. canonical_hint=check_image; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Copy of Paid Check or Document / $5" · Source
Counter Checks (5)$1Within the typical range ($1–$4 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #156. canonical_hint=counter_check; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Counter Checks (5) / $1" · Source
Money Orders: Customer$4Above the typical range ($2–$3.50 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #156. canonical_hint=money_order; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Customer / $4" · Source
Official Checks: Customer$6Within the typical range ($3–$6 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #156. canonical_hint=cashiers_check; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Customer / $6" · Source
Stop Payment$37Above the typical range ($20–$30 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #156. canonical_hint=stop_payment; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Stop Payment / $37 per item" · Source

Digital & ElectronicVerified

Bill Payment & Presentment$0Within the typical range ($0–$12.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #156. canonical_hint=bill_pay; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Bill Payment & Presentment / Free" · Source

Cash & DepositVerified

Zipper Bag$5Within the typical range ($5–$20 nationally)
$8.75 below the national median
Knox deterministic extraction from Rosetta artifact #156. canonical_hint=night_deposit; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Zipper Bag / $5" · Source

Account ServicesVerified

Garnishment or Levy$75Within the typical range ($25–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #156. canonical_hint=garnishment_levy; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Garnishment or Levy / $75" · Source
Key Replacement$25Within the typical range ($25–$80 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #156. canonical_hint=safe_deposit_box; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Key Replacement / $25 (one key)" · Source
Lost Key$15Below the typical range ($25–$80 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #156. canonical_hint=safe_deposit_box; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Lost Key / $15" · Source
Notary Service$1Within the typical range ($0–$5 nationally)
$1.50 below the national median
Knox deterministic extraction from Rosetta artifact #156. canonical_hint=notary_fee; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Notary Service / $1" · Source

Lending FeesVerified

Late Payment Fee$5Below the typical range ($15–$26.50 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #156. canonical_hint=late_payment; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Late Payment Fee / $5 after 30 days" · Source

Other FeesVerified

Photocopies$0.50Below the typical range ($2–$5 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #156. canonical_hint=document_reproduction; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Photocopies / $0.50 each" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closed within 90 days of Opening	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #156. canonical_hint=early_closure; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Account Closed within 90 days of Opening / $20"	Source
Account Research	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #156. canonical_hint=account_research; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Account Research / $20 per hour$20 minimum"	Source
Overdraft & NSFVerified
NSF Charge	$37Above the typical range ($25–$32 nationally)	$8 above the national median	per item	Knox deterministic extraction from Rosetta artifact #156. canonical_hint=nsf; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="NSF Charge / $37 per item"	Source
ATM & CardVerified
Replacement of a Lostor Stolen Card	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #156. canonical_hint=card_replacement; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Replacement of a Lostor Stolen Card / $5"	Source
Wire TransfersVerified
Wire Transfers (Domestic): Incoming (Customer)	$15Within the typical range ($7.75–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #156. canonical_hint=wire_domestic_incoming; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Incoming (Customer) / $15"	Source
Wire Transfers (Domestic): Outgoing (Customer)
Check ServicesVerified
Check Cashing Services: Non-Customer	$2Below the typical range ($5–$10 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #156. canonical_hint=check_cashing; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Non-Customer / $2 each$100 (minimum $20)"	Source
Copy of Paid Check or Document
Digital & ElectronicVerified
Bill Payment & Presentment	$0Within the typical range ($0–$12.50 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #156. canonical_hint=bill_pay; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Bill Payment & Presentment / Free"	Source
Cash & DepositVerified
Zipper Bag	$5Within the typical range ($5–$20 nationally)	$8.75 below the national median	—	Knox deterministic extraction from Rosetta artifact #156. canonical_hint=night_deposit; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Zipper Bag / $5"	Source
Account ServicesVerified
Garnishment or Levy	$75Within the typical range ($25–$75 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #156. canonical_hint=garnishment_levy; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Garnishment or Levy / $75"	Source
Key Replacement	$25
Lending FeesVerified
Late Payment Fee	$5Below the typical range ($15–$26.50 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #156. canonical_hint=late_payment; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Late Payment Fee / $5 after 30 days"	Source
Other FeesVerified
Photocopies	$0.50Below the typical range ($2–$5 nationally)	$2.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #156. canonical_hint=document_reproduction; text_hash=5d2dd4c4f0a35f9e7834bcdb2f3f81fb8d1947f5ffbcbbf0c722904f576a5bf9; excerpt="Photocopies / $0.50 each"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $37

28% above the national median NSF fee

Total fees: 22 — leaner than most institutions

Verified fees

Under review

Assets

$3.4B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$3.4B

Total deposits

$3.0B

Service charge income

$853K

Fee income ratio

2.9%

Return on assets

0.99%

Branches

Service charge income by quarter

Q2 2026$853K

Q1 2026$812K

Q4 2025$872K

Q3 2025$801K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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