12 banks and credit unions have branches in Mount Prospect. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Illinois
Mount Prospect counts institutions with a branch here, wherever headquartered. Illinois counts institutions headquartered in the state.
Mount Prospect
7 institutions with a branch here
$3
Illinois
59 institutions headquartered in Illinois
$1.25
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Mount Prospect median sits furthest from Illinois's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Mount Prospect with Illinois and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $37.
Median published overdraft fee
Mount Prospect
7 institutions with a branch here
$34
Illinois
104 institutions headquartered in Illinois
$30
U.S.
2,605 institutions in the index
$30
Mount Prospect covers every institution with a branch here, wherever it is headquartered. Illinois covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
12 institutions, 7 with a published overdraft fee.
Bank · based in Columbus, OH · 3 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Wilmington, DE · 2 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Harwood Heights, IL · 2 branches here
Bank · based in Arlington Heights, IL · 1 branch here
Bank · based in Champaign, IL · 1 branch here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Chicago, IL · 1 branch here
Largest banks by local bank deposits
Share of the $2.9 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Cook County
Deposits and branches cover the City of Mount Prospect. Population and income cover Cook County, the county with most of Mount Prospect's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Cook County.
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