8 banks and credit unions have branches in Highland. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Illinois
Highland counts institutions with a branch here, wherever headquartered. Illinois counts institutions headquartered in the state.
Highland
5 institutions with a branch here
$2.50
Illinois
59 institutions headquartered in Illinois
$1.25
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Highland median sits furthest from Illinois's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Highland with Illinois and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $27–$36.
Medians for reference: Illinois $30 · U.S. $30
Local median not shown; five institutions required.
8 institutions, 4 with a published overdraft fee.
Bank · based in Collinsville, IL · 1 branch here
Bank · based in Greenville, IL · 1 branch here
Bank · based in Mattoon, IL · 1 branch here
Bank · based in Champaign, IL · 1 branch here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Hillsboro, IL · 1 branch here
Account not yet known
“Overdraft- each overdraft paid | $30.00”
Credit union, membership rules apply · based in Edwardsville, IL · 1 branch here
Account not yet known
“Overdraft/Courtesy Pay per submission … $27.00”
Largest banks by local bank deposits
Share of the $656 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Madison County
Deposits and branches cover the City of Highland. Population and income cover Madison County, the county with most of Highland's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Madison County.
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