Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

Constitution Bank, National Association

Hillsboro, IllinoisBankChicago Fed districtFees collected Mar 17, 2026Financials Q2 2026

Website

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account balancing assistance per hour (after the first 15 minutes)$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=account_research; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Account balancing assistance per hour (after the first 15 minutes) | $20.00" · Source

Account Research per hour (after the first 15 minutes)$30

$10 above the national median

Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=account_research; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Account Research per hour (after the first 15 minutes) | $30.00" · Source

Paper Statement Fee (per statement)$2

$1 below the national median

Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=paper_statement; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Paper Statement Fee (per statement) | $2.00" · Source

Overdraft & NSFVerified

Continuous overdraft after 10 business days$35Above the typical range ($5–$25 nationally)
$29 above the national median
Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=continuous_od; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Continuous overdraft after 10 business days | $35.00" · Source
Nonsufficient funds (NSF) each$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=nsf; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Nonsufficient funds (NSF) each | $30.00" · Source
Overdraft- each overdraft paid$30Within the typical range ($20–$30 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=overdraft; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Overdraft- each overdraft paid | $30.00" · Source

ATM & CardVerified

ATM Interchange Fee (ATM cash withdrawal at ATM’s we do not own or operate$1.50Within the typical range ($1–$3 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=atm_non_network; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="ATM Interchange Fee (ATM cash withdrawal at ATM’s we do not own or operate | $1.50" · Source
ATM Interchange Fee (Transfer funds to another account at ATM’s we do not own or operate)$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=atm_non_network; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="ATM Interchange Fee (Transfer funds to another account at ATM’s we do not own or operate) | $1.00" · Source

Check ServicesVerified

Check Cashing fee non-customer over$500Above the typical range ($5–$10 nationally)
$495 above the national median
Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=check_cashing; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Check Cashing fee non-customer over $500 | $7.00" · Source

Digital & ElectronicVerified

Bill Pay (application required)$0Within the typical range ($0–$12.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #3552. canonical_hint=bill_pay; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Bill Pay (application required) | Free" · Source

Cash & DepositVerified

Night deposit bag (after first bag)$20Within the typical range ($5–$20 nationally)
$6.25 above the national median
Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=night_deposit; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Night deposit bag (after first bag) | $20.00" · Source

Account ServicesVerified

Change lock fee for safety deposit box (Lost Key)$75Within the typical range ($25–$80 nationally)
$35 above the national median
Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=safe_deposit_box; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Change lock fee for safety deposit box (Lost Key) | $75.00" · Source
Notary Fee$1Within the typical range ($0–$5 nationally)
$1.50 below the national median
Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=notary_fee; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Notary Fee | $1.00" · Source
Safe deposit box drilling$150Above the typical range ($25–$80 nationally)
$110 above the national median
Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=safe_deposit_box; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Safe deposit box drilling | $150.00" · Source
Safe deposit box rental (annual) – 10×10$75Within the typical range ($25–$80 nationally)
$35 above the national median
per year · Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=safe_deposit_box; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Safe deposit box rental (annual) – 10×10 | $75.00" · Source
Safe deposit box rental (annual) – 3×10$30Within the typical range ($25–$80 nationally)
$10 below the national median
per year · Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=safe_deposit_box; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Safe deposit box rental (annual) – 3×10 | $30.00" · Source
Safe deposit box rental (annual) – 3×5$20Below the typical range ($25–$80 nationally)
$20 below the national median
per year · Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=safe_deposit_box; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Safe deposit box rental (annual) – 3×5 | $20.00" · Source
Safe deposit box rental (annual) – 5×10$50Within the typical range ($25–$80 nationally)
$10 above the national median
per year · Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=safe_deposit_box; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Safe deposit box rental (annual) – 5×10 | $50.00" · Source
Safe deposit box rental (annual) – 5×5$25Within the typical range ($25–$80 nationally)
$15 below the national median
per year · Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=safe_deposit_box; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Safe deposit box rental (annual) – 5×5 | $25.00" · Source
Safe deposit box rental (annual) – 7×10$60Within the typical range ($25–$80 nationally)
$20 above the national median
per year · Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=safe_deposit_box; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Safe deposit box rental (annual) – 7×10 | $60.00" · Source

Lending FeesVerified

Late charge for safety deposit box rental after 10 days$10Below the typical range ($15–$26.50 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=late_payment; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Late charge for safety deposit box rental after 10 days | $10.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account balancing assistance per hour (after the first 15 minutes)	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=account_research; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Account balancing assistance per hour (after the first 15 minutes) \| $20.00"	Source
Account Research per hour (after the first 15 minutes)	$30Above the typical range ($15–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=account_research; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Account Research per hour (after the first 15 minutes) \| $30.00"	Source
Paper Statement Fee (per statement)	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=paper_statement; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Paper Statement Fee (per statement) \| $2.00"	Source
Overdraft & NSFVerified
Continuous overdraft after 10 business days	$35Above the typical range ($5–$25 nationally)	$29 above the national median	—	Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=continuous_od; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Continuous overdraft after 10 business days \| $35.00"	Source
Nonsufficient funds (NSF) each
ATM & CardVerified
ATM Interchange Fee (ATM cash withdrawal at ATM’s we do not own or operate	$1.50Within the typical range ($1–$3 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=atm_non_network; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="ATM Interchange Fee (ATM cash withdrawal at ATM’s we do not own or operate \| $1.50"	Source

Check ServicesVerified
Check Cashing fee non-customer over	$500Above the typical range ($5–$10 nationally)	$495 above the national median	—	Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=check_cashing; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Check Cashing fee non-customer over $500 \| $7.00"	Source
Digital & ElectronicVerified
Bill Pay (application required)	$0Within the typical range ($0–$12.50 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #3552. canonical_hint=bill_pay; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Bill Pay (application required) \| Free"	Source
Cash & DepositVerified
Night deposit bag (after first bag)	$20Within the typical range ($5–$20 nationally)	$6.25 above the national median	—	Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=night_deposit; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Night deposit bag (after first bag) \| $20.00"	Source
Account ServicesVerified
Change lock fee for safety deposit box (Lost Key)	$75Within the typical range ($25–$80 nationally)	$35 above the national median	—	Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=safe_deposit_box; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Change lock fee for safety deposit box (Lost Key) \| $75.00"	Source
Notary Fee
Lending FeesVerified
Late charge for safety deposit box rental after 10 days	$10Below the typical range ($15–$26.50 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #3552. canonical_hint=late_payment; text_hash=dc8cb3873fef0a74ede180260c284d3ecf5316774e3701399ca4fd81a01b731d; excerpt="Late charge for safety deposit box rental after 10 days \| $10.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 21 — leaner than most institutions

Verified fees

Under review

Assets

$683.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$683.1M

Total deposits

$618.6M

Service charge income

$122K

Fee income ratio

1.8%

Return on assets

1.06%

Branches

Service charge income by quarter

Q2 2026$122K

Q1 2026$119K

Q4 2025$130K

Q3 2025$129K

Financial profile · Pro

Performance from regulator filings

ATM Interchange Fee (Transfer funds to another account at ATM’s we do not own or operate)

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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