9 banks and credit unions have branches in Granite City. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Illinois
Granite City counts institutions with a branch here, wherever headquartered. Illinois counts institutions headquartered in the state.
Granite City
5 institutions with a branch here
$2.50
Illinois
59 institutions headquartered in Illinois
$1.25
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Granite City median sits furthest from Illinois's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Granite City with Illinois and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $27.50–$36.
Medians for reference: Illinois $30 · U.S. $30
Local median not shown; five institutions required.
9 institutions, 4 with a published overdraft fee.
Credit union, membership rules apply · based in Granite City, IL · 3 branches here
Bank · based in Birmingham, AL · 2 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Saint Louis, MO · 1 branch here
Bank · based in Champaign, IL · 1 branch here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Salem, IL · 1 branch here
Credit union, membership rules apply · based in Bethalto, IL · 1 branch here
Credit union, membership rules apply · based in Chesterfield, MO · 1 branch here
Account not yet known
“Paid NSF Item1 … $27.50 each”
Credit union, membership rules apply · based in Wood River, IL · 1 branch here
Account not yet known
“Overdraft Privilege Access (Paid Item) - Overdraft Fee | $30 per item”
Largest banks by local bank deposits
Share of the $418 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Madison County
Deposits and branches cover the City of Granite City. Population and income cover Madison County, the county with most of Granite City's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Madison County.
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