18 banks and credit unions have branches in the Idaho Falls metro area. The Bank Fee Index holds published fees for 14 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Idaho
Idaho Falls metro counts institutions with a branch here, wherever headquartered. Idaho counts institutions headquartered in the state.
Idaho Falls metro
7 institutions with a branch here
$2.50
Idaho
5 institutions headquartered in Idaho
$1.50
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Idaho Falls metro median sits furthest from Idaho's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Idaho Falls metro with Idaho and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $5 to $36.
Median published overdraft fee
Idaho Falls metro
14 institutions with a branch here
$30
Idaho
12 institutions headquartered in Idaho
$28.50
U.S.
2,605 institutions in the index
$30
Idaho Falls metro covers every institution with a branch here, wherever it is headquartered. Idaho covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
18 institutions, 14 with a published overdraft fee.
Bank · based in Ammon, ID · 8 branches here
Account not yet known
“For items we pay, you may be assessed an Overdraft Fee of up to $31.00 per item. If either of the following statements is true you may be assessed a lesser fee of $10.00 per item:”
Credit union, membership rules apply · based in Idaho Falls, ID · 6 branches here
Credit union, membership rules apply · based in Chubbuck, ID · 5 branches here
Account not yet known
“Overdraft - each overdraft paid … $24.94”
Bank · based in Kalispell, MT · 4 branches here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Sioux Falls, SD · 3 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Salt Lake City, UT · 3 branches here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Burley, ID · 3 branches here
Credit union, membership rules apply · based in Idaho Falls, ID · 3 branches here
Account not yet known
“Line of Defense – Courtesy Pay Fee (all debit types)2 … . $30.00 per item Wire”
Bank · based in Cleveland, OH · 2 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Credit union, membership rules apply · based in Rexburg, ID · 2 branches here
Account not yet known
“Courtesy Pay | $5.00 if the account is negative $50.00 or less or $21.00 if the account is negative $50.01 or more”
Largest banks by local bank deposits
Share of the $3.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Idaho Falls metro's counties
Deposits and branches cover the Idaho Falls metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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