7 banks and credit unions have branches in Iowa City. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Iowa
Iowa City counts institutions with a branch here, wherever headquartered. Iowa counts institutions headquartered in the state.
Iowa City
6 institutions with a branch here
$34.50
Iowa
73 institutions headquartered in Iowa
$30
U.S.
2,605 institutions in the index
$30
Chosen as the fee whose Iowa City median sits furthest from Iowa's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Iowa City with Iowa and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $27 to $36.
Median published overdraft fee
Iowa City
6 institutions with a branch here
$34.50
Iowa
73 institutions headquartered in Iowa
$30
U.S.
2,605 institutions in the index
$30
Iowa City covers every institution with a branch here, wherever it is headquartered. Iowa covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 6 with a published overdraft fee.
Bank · based in Hills, IA · 5 branches here
Account not yet known
“An overdraft fee of $27.00 will be charged per item for covering overdrafts created by check, in-person withdrawal,”
Bank · based in Green Bay, WI · 5 branches here
Account not yet known
“Overdraft Fees-(Paid NSF ltem(s) Fee) $35.00”
Credit union, membership rules apply · based in North Liberty, IA · 3 branches here
Account not yet known
“OD Privilege* (Overdrafts - Created by check, | $29.00/Item**”
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Iowa City, IA · 1 branch here
Largest banks by local bank deposits
Share of the $2.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Johnson County
Deposits and branches cover the City of Iowa City. Population and income cover Johnson County, the county with most of Iowa City's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Johnson County.
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