15 banks and credit unions have branches in Council Bluffs. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Iowa
Council Bluffs counts institutions with a branch here, wherever headquartered. Iowa counts institutions headquartered in the state.
Council Bluffs
5 institutions with a branch here
$2.50
Iowa
33 institutions headquartered in Iowa
$1
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Council Bluffs median sits furthest from Iowa's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Council Bluffs with Iowa and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Council Bluffs
5 institutions with a branch here
$31
Iowa
73 institutions headquartered in Iowa
$30
U.S.
2,605 institutions in the index
$30
Council Bluffs covers every institution with a branch here, wherever it is headquartered. Iowa covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
15 institutions, 5 with a published overdraft fee.
Bank · based in Cincinnati, OH · 3 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Green Bay, WI · 3 branches here
Account not yet known
“Overdraft—check or debit paid … $32 per item”
Bank · based in Carroll, IA · 2 branches here
Bank · based in Omaha, NE · 2 branches here
Bank · based in Treynor, IA · 2 branches here
Credit union, membership rules apply · based in Omaha, NE · 2 branches here
Bank · based in Council Bluffs, IA · 1 branch here
Bank · based in Glenwood, IA · 1 branch here
Bank · based in Billings, MT · 1 branch here
Account not yet known
“Standard overdraft fees of $10 apply each time an overdraft is paid (up to 3 per day for Orange Checking accounts and up to 4 per day for Basic Checking, Select Checking, and Premi”
Bank · based in Omaha, NE · 1 branch here
Largest banks by local bank deposits
Share of the $1.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Pottawattamie County
Deposits and branches cover the City of Council Bluffs. Population and income cover Pottawattamie County, the county with most of Council Bluffs's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Pottawattamie County.
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