3 banks and credit unions have branches in Waynesboro. The Bank Fee Index holds published fees for 2 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Georgia $6.73 · U.S. $7
Local median not shown; five institutions required.
Pick a fee to compare Waynesboro with Georgia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
One published overdraft fee: $32.
Medians for reference: Georgia $32 · U.S. $30
3 institutions, 1 with a published overdraft fee.
Bank · based in Waynesboro, GA · 2 branches here
Bank · based in Louisville, GA · 1 branch here
Account not yet known
“QNBT’s standard N S F / Overdraft Item Charge of $32 will be assessed for NSFs/Overdrafts created by checks,”
Bank · based in Sardis, GA · 1 branch here
Largest banks by local bank deposits
Share of the $363 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Burke County
Deposits and branches cover the City of Waynesboro. Population and income cover Burke County, the county with most of Waynesboro's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Burke County.
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