13 banks and credit unions have branches in Saint Simons Island. The Bank Fee Index holds published fees for 11 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Georgia
Saint Simons Island counts institutions with a branch here, wherever headquartered. Georgia counts institutions headquartered in the state.
Saint Simons Island
8 institutions with a branch here
$1.75
Georgia
26 institutions headquartered in Georgia
$1
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Saint Simons Island median sits furthest from Georgia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Saint Simons Island with Georgia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Saint Simons Island
10 institutions with a branch here
$35
Georgia
50 institutions headquartered in Georgia
$32
U.S.
2,605 institutions in the index
$30
Saint Simons Island covers every institution with a branch here, wherever it is headquartered. Georgia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
13 institutions, 10 with a published overdraft fee.
Bank · based in Nashville, TN · 2 branches here
Account not yet known
“Paid Item Fee | $30.00 per item”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Thomasville, GA · 1 branch here
Bank · based in Blackshear, GA · 1 branch here
Account not yet known
“Overdraft Fee (each) (Paid Item) | $35.00 Overdraft fees may be imposed on this account for overdrafts created by checks, ACH, point of sale, ATM withdrawals, In-person withdrawals”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Greenville, SC · 1 branch here
Account not yet known
“Overdraft (per item)1: $36.00”
Bank · based in Little Rock, AR · 1 branch here
Account not yet known
“An overdraft fee of $35 per item will apply, whether the overdraft is caused by check, in-person withdrawal, or electronic means.”
Bank · based in Atlanta, GA · 1 branch here
Account not yet known
“Overdraft Fee4 | $35.00”
Bank · based in Brunswick, GA · 1 branch here
Bank · based in Darien, GA · 1 branch here
Account not yet known
“Overdraft Fee - An Overdraft Fee may be imposed for transactions made by check, | $32.00”
Largest banks by local bank deposits
Share of the $1.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Glynn County
Deposits and branches cover the City of Saint Simons Island. Population and income cover Glynn County, the county with most of Saint Simons Island's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Glynn County.
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