7 banks and credit unions have branches in Perry. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Georgia
Where a fee has enough institutions for a local median, the Perry median is within 10% of the Georgia median on all 1 fee.
Perry counts institutions with a branch here, wherever headquartered. Georgia counts institutions headquartered in the state.
Pick a fee to compare Perry with Georgia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $30.
Median published overdraft fee
Perry
5 institutions with a branch here
$30
Georgia
50 institutions headquartered in Georgia
$32
U.S.
2,605 institutions in the index
$30
Perry covers every institution with a branch here, wherever it is headquartered. Georgia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 5 with a published overdraft fee.
Credit union, membership rules apply · based in Warner Robins, GA · 2 branches here
Account not yet known
“**Bounce Protection Overdraft: Checks, ACH, Transactions not listed below** | $25.00 (each submission/resubmission)”
Bank · based in Nashville, TN · 1 branch here
Account not yet known
“Paid Item Fee | $30.00 per item”
Bank · based in Elberton, GA · 1 branch here
Account not yet known
“Overdraft Charge (Bounce Guard paid for items when there wasn't enough funds in the account) $30.00”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Perry, GA · 1 branch here
Bank · based in Cordele, GA · 1 branch here
Bank · based in Dudley, GA · 1 branch here
Account not yet known
“An overdraft fee of $30.00 may be charged for each transaction that overdraws your account”
Largest banks by local bank deposits
Share of the $481 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Houston County
Deposits and branches cover the City of Perry. Population and income cover Houston County, the county with most of Perry's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Houston County.
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