12 banks and credit unions have branches in Hiram. The Bank Fee Index holds published fees for 10 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Georgia
Hiram counts institutions with a branch here, wherever headquartered. Georgia counts institutions headquartered in the state.
Hiram
6 institutions with a branch here
$2.50
Georgia
26 institutions headquartered in Georgia
$1
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Hiram median sits furthest from Georgia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Hiram with Georgia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Hiram
10 institutions with a branch here
$34.50
Georgia
50 institutions headquartered in Georgia
$32
U.S.
2,605 institutions in the index
$30
Hiram covers every institution with a branch here, wherever it is headquartered. Georgia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
12 institutions, 10 with a published overdraft fee.
Credit union, membership rules apply · based in Decatur, GA · 2 branches here
Account not yet known
“If we approve payment of an item with Overdraft Privilege, you will be charged an Overdraft Privilege fee of $33 per item, up to a maximum of four (4) Overdraft Privilege fees per”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Fairfax, VA · 1 branch here
Account not yet known
“Overdrafts Overdrafts fee (per item) … $36”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Nashville, TN · 1 branch here
Account not yet known
“Paid Item Fee | $30.00 per item”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Credit union, membership rules apply · based in Rainbow City, AL · 1 branch here
Account not yet known
“Overdraft Privilege Fee | $30.00”
Largest banks by local bank deposits
Share of the $988 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Paulding County
Deposits and branches cover the City of Hiram. Population and income cover Paulding County, the county with most of Hiram's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Paulding County.
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