6 banks and credit unions have branches in Grayson. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Georgia
Grayson counts institutions with a branch here, wherever headquartered. Georgia counts institutions headquartered in the state.
Grayson
5 institutions with a branch here
$12
Georgia
40 institutions headquartered in Georgia
$6.73
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Grayson median sits furthest from Georgia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Grayson with Georgia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $34 to $36.
Median published overdraft fee
Grayson
5 institutions with a branch here
$35
Georgia
50 institutions headquartered in Georgia
$32
U.S.
2,605 institutions in the index
$30
Grayson covers every institution with a branch here, wherever it is headquartered. Georgia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
6 institutions, 5 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Tupelo, MS · 1 branch here
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Little Rock, AR · 1 branch here
Account not yet known
“An overdraft fee of $35 per item will apply, whether the overdraft is caused by check, in-person withdrawal, or electronic means.”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Credit union, membership rules apply · based in Atlanta, GA · 1 branch here
Account not yet known
“Premium Overdraft (OD) Fee $35.00 per presentment”
Largest banks by local bank deposits
Share of the $425 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Gwinnett County
Deposits and branches cover the City of Grayson. Population and income cover Gwinnett County, the county with most of Grayson's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Gwinnett County.
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