8 banks and credit unions have branches in Fort Oglethorpe. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Georgia
Fort Oglethorpe counts institutions with a branch here, wherever headquartered. Georgia counts institutions headquartered in the state.
Fort Oglethorpe
5 institutions with a branch here
$8
Georgia
40 institutions headquartered in Georgia
$6.73
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Fort Oglethorpe median sits furthest from Georgia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Fort Oglethorpe with Georgia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $9 to $36.
Median published overdraft fee
Fort Oglethorpe
5 institutions with a branch here
$35
Georgia
50 institutions headquartered in Georgia
$32
U.S.
2,605 institutions in the index
$30
Fort Oglethorpe covers every institution with a branch here, wherever it is headquartered. Georgia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
8 institutions, 5 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Nashville, TN · 1 branch here
Account not yet known
“Overdraft Item Fee* - $35”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Chattanooga, TN · 1 branch here
Credit union, membership rules apply · based in Chattanooga, TN · 1 branch here
Credit union, membership rules apply · based in Rome, GA · 1 branch here
Credit union, membership rules apply · based in Chattanooga, TN · 1 branch here
Account not yet known
“Courtesy Pay Service | $9”
Largest banks by local bank deposits
Share of the $505 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Catoosa County
Deposits and branches cover the City of Fort Oglethorpe. Population and income cover Catoosa County, the county with most of Fort Oglethorpe's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Catoosa County.
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