20 banks and credit unions have branches in the Albany metro area. The Bank Fee Index holds published fees for 13 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Georgia
Albany metro counts institutions with a branch here, wherever headquartered. Georgia counts institutions headquartered in the state.
Albany metro
6 institutions with a branch here
$2.75
Georgia
26 institutions headquartered in Georgia
$1
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Albany metro median sits furthest from Georgia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Albany metro with Georgia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $5 to $36.
Median published overdraft fee
Albany metro
9 institutions with a branch here
$30
Georgia
50 institutions headquartered in Georgia
$32
U.S.
2,605 institutions in the index
$30
Albany metro covers every institution with a branch here, wherever it is headquartered. Georgia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
20 institutions, 9 with a published overdraft fee.
Bank · based in Tupelo, MS · 5 branches here
Bank · based in Albany, GA · 4 branches here
Account not yet known
“Overdraft Fee - $30.00 per item”
Bank · based in Nashville, TN · 3 branches here
Account not yet known
“Paid Item Fee | $30.00 per item”
Bank · based in Charlotte, NC · 3 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Fitzgerald, GA · 3 branches here
Bank · based in Birmingham, AL · 3 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Colquitt, GA · 3 branches here
Account not yet known
“$ 30.00 Overdraft fee (each item presented, including representment)”
Bank · based in Albany, GA · 2 branches here
Bank · based in Blakely, GA · 2 branches here
Credit union, membership rules apply · based in Leesburg, GA · 2 branches here
Account not yet known
“Overdraft | $5.00/Item”
Largest banks by local bank deposits
Share of the $3.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Albany metro's counties
Deposits and branches cover the Albany metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions