6 banks and credit unions have branches in Seffner. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Florida
Seffner counts institutions with a branch here, wherever headquartered. Florida counts institutions headquartered in the state.
Seffner
6 institutions with a branch here
$2.50
Florida
62 institutions headquartered in Florida
$2
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Seffner median sits furthest from Florida's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Seffner with Florida and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $37.
Median published overdraft fee
Seffner
6 institutions with a branch here
$35.50
Florida
71 institutions headquartered in Florida
$30
U.S.
2,605 institutions in the index
$30
Seffner covers every institution with a branch here, wherever it is headquartered. Florida covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
6 institutions, 6 with a published overdraft fee.
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Credit union, membership rules apply · based in Tampa, FL · 1 branch here
Account not yet known
“NSF (Courtesy Pay) 2,10 | $37.00”
Credit union, membership rules apply · based in Tampa, FL · 1 branch here
Account not yet known
“Paid Non-sufficient Funds (NSF) … $29”
Credit union, membership rules apply · based in Tampa, FL · 1 branch here
Account not yet known
“Share Fee (Paid NSF ACH or Check Transaction) (each) | $35.00”
Largest banks by local bank deposits
Share of the $785 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Hillsborough County
Deposits and branches cover the City of Seffner. Population and income cover Hillsborough County, the county with most of Seffner's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Hillsborough County.
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