VerifiedCommunity credit union, $300M to $1B

Tampa Bay Federal Credit Union

Tampa, FloridaCredit UnionAtlanta district

Fee schedule collected Mar 17, 2026 · Financials as of Q1 2026

Website Published fee schedule

Verified fees

Under review

Assets

$493.0M

Fee benchmark score

Not scored

Financials as of

Q1 2026

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $5

Overdraft fee cap or limit policy detected — fewer surprise charges

83% below the national median overdraft fee

Fee Schedule

Published fees

Verified fees power benchmarks; fees under review do not.

Account MaintenanceVerified

ATM/Debit Card Monthly Fee for Share Account Access$5
per month · if no checking account ·

Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
ATM/Debit Card Monthly Fee for Share Account Access	$5	per month	if no checking account	Source
Bad Address Monthly Fee	$10	per month	—	Source
Credit Card Annual Fee	$10	per year	—	Source
Fax	$3	per item	—	Source
Fresh Start Checking Monthly Maintenance Fee	$9.95	per month	—	Source
Inactive Fee	$5	per month	accounts inactive for 15 months	Source
IRA Transfer Outgoing	$20	per item	waived if transferred to TBF Advisors	Source
Returned Mail	$5	per item	—	Source
Rewards Checking Monthly Maintenance Fee	$5.95	per month	Waived with $1,500 combined savings and checking balance or $15,000 loan balances	Source
Single Service Account Monthly Fee	$6.95	per month	When balance less than $200	Source
Special Handling for same day requests (Documents & Research)	$15	per item	—	Source
Statement Copy	$3	per item	—	Source
Super Money Market Monthly Service Fee	$25	per month	Waived with monthly balance above $50,000	Source
Overdraft & NSFVerified
Check Deposit Returned NSF	$15	per item	—	Source
Negative Balance Fee	$5	per day	Applies on 5th day account negative, maximum 14 days	Source
Share Fee (ACH or Check Returned NSF)	$35
ATM & CardVerified
ATM Denied on all other networks	$0.50	per item	—	Source
ATM or MasterMoney Debit Replacement Card	$10	per item	—	Source
ATM Withdrawal/Inquiry on all other networks	$2
Wire TransfersVerified
Incoming Domestic Funds/Wire Transfer	$10	per item	—	Source
Incoming International Funds/Wire Transfer	$15	per item	—	Source
Outgoing Domestic Funds/Wire Transfer	$25
Check ServicesVerified
Check Cashing/Withdrawals in person (Single Service Accounts)	$3	per item	2 Free; For single service accounts with balance under $200	Source
Check Photocopy	$2	per item	—	Source
Money Orders (in the amount of $1,000 or less)
Digital & ElectronicVerified
Reoccurring Outgoing ACH	$5	per item	—	Source
Cash & DepositVerified
ATM Deposit Adjustment/non-negotiable item	$35	per item	—	Source
Coin and Currency Special Order	$5	per item	—	Source
Account ServicesVerified
Garnish/Levy	$100	per item	—	Source
Notary Service (non-member - per signature)	$10	per item	—	Source
Safe Deposit Box Rental 10" x 10"	$115
Lending FeesVerified
Loan Modification	$15	one time	—	Source
Skip A Payment	$35	per item	—	Source

Fee

Amount

Basis

Note

Source

Account MaintenanceVerified

ATM/Debit Card Monthly Fee for Share Account Access

per month

if no checking account

Source

Bad Address Monthly Fee

$10