ATM /Debit Card Monthly Fee for Share Account Access (if no checking account)$5Above the typical range ($1–$2.50 nationally)
$3.50 above the national median
per month · Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=atm_non_network; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="ATM /Debit Card Monthly Fee for Share Account Access (if no checking account) | $5.00" · Source
ATM or MasterMoney Debit Replacement Card$10Within the typical range ($5–$10 nationally)
At the national median
per item · Source
Credit Card Cash Advance by ATM ($2Within the typical range ($1–$2.50 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #1609. canonical_hint=atm_non_network; text_hash=97cbc4836f06d38b7ee3c12f00988534a827664b401fce6490a74e624f3d4e7f; excerpt="Credit Card Cash Advance by ATM ($2 minimum)" · Source
Expedite Debit Card$40Within the typical range ($30–$50 nationally)
$3.75 below the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=rush_card; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Expedite Debit Card | $40.00" · Source

Wire TransfersVerified

Incoming Domestic Funds/Wire Transfer$10Within the typical range ($5–$15 nationally)
At the national median
per item · Source
Incoming Domestic Funds/Wire Transfer (each)$10Within the typical range ($5–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=wire_domestic_incoming; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Incoming Domestic Funds/Wire Transfer (each) | $10.00" · Source
Incoming International Funds/Wire Transfer$15Within the typical range ($10–$25 nationally)
At the national median
per item · Source
Incoming International Funds/Wire Transfer (each)$15Within the typical range ($10–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=wire_intl_incoming; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Incoming International Funds/Wire Transfer (each) | $15.00" · Source
Outgoing Domestic Funds/Wire Transfer$25Within the typical range ($20–$25 nationally)
$2.50 above the national median
per item · Source
Outgoing Domestic Funds/Wire Transfer (each)$25Within the typical range ($20–$25 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=wire_domestic_outgoing; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Outgoing Domestic Funds/Wire Transfer (each) | $25.00" · Source
Outgoing International Funds/Wire Transfer$50Within the typical range ($40–$50 nationally)
At the national median
per item · Source
Outgoing International Funds/Wire Transfer (each)$50Within the typical range ($40–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=wire_intl_outgoing; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Outgoing International Funds/Wire Transfer (each) | $50.00" · Source

Check ServicesVerified

Check Cashing/Withdrawals in person (2 Free; For single service accounts with balance under )$3Below the typical range ($5–$10 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=check_cashing; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Check Cashing/Withdrawals in person (2 Free; For single service accounts with balance under $200) | $3.00" · Source
Check Cashing/Withdrawals in person (Single Service Accounts)$3Below the typical range ($5–$10 nationally)
$2 below the national median
per item · 2 Free; For single service accounts with balance under $200 · Source
Check Photocopy$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Source
Money Order$4Above the typical range ($2–$3.50 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=money_order; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Money Order | $4.00" · Source
Money Orders (in the amount of $1,000 or less)$4Above the typical range ($2–$3.50 nationally)
$2 above the national median
per item · Source
Official Check$5Within the typical range ($3–$5.50 nationally)
At the national median
per item · Source
Official Check (each)$5Within the typical range ($3–$5.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=cashiers_check; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Official Check (each) | $5.00" · Source
On-Us Check Cashing (for non-members)$5Within the typical range ($5–$10 nationally)
At the national median
per item · Source
On-Us" Check Cashing (for non-members)$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=check_cashing; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="On-Us" Check Cashing (for non-members) | $5.00" · Source
Removal of Stop Payment$5Below the typical range ($20–$30 nationally)
$22 below the national median
per item · Source
Stop Payment$35Above the typical range ($20–$30 nationally)
$8 above the national median
per item · Source
Stop Payments$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=stop_payment; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Stop Payments | $35.00" · Source
Temporary Checks | 5 for$5Above the typical range ($1–$4 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=counter_check; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Temporary Checks | 5 for $5.00" · Source

Digital & ElectronicVerified

Reoccurring Outgoing ACH$5Within the typical range ($5–$20 nationally)
$5 below the national median
per item · Source
Share Fee (ACH or Check Returned NSF) (each)$35Above the typical range ($15–$30 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=ach_return; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Share Fee (ACH or Check Returned NSF) (each) | $35.00" · Source

Cash & DepositVerified

Coin and Currency Special Order$5Within the typical range ($0–$5 nationally)
$3 above the national median
per item · Source

Account ServicesVerified

Garnish/Levy$100Above the typical range ($30–$75 nationally)
$50 above the national median
per item · Source
Garnish/Levy (each)$100Above the typical range ($30–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=garnishment_levy; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Garnish/Levy (each) | $100.00" · Source
Notary Service (non-member - per signature)$10Above the typical range ($0–$5 nationally)
$7.50 above the national median
per item · Source
Safe Deposit Box Rental 3" x 5"$40Within the typical range ($25–$75 nationally)
$2.50 below the national median
per year · Source
Safe Deposit Late Fee$25Within the typical range ($25–$75 nationally)
$17.50 below the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=safe_deposit_box; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Safe Deposit Late Fee | $25.00" · Source
Safe Deposit Replacement Key$20Below the typical range ($25–$75 nationally)
$22.50 below the national median
per item · Source
Signature Guarantee (member - per signature)$15Within the typical range ($8.98–$16.75 nationally)
$5 above the national median
per item · Source

Lending FeesVerified

Credit Card Late Payment | First occurrence$29Above the typical range ($15–$25 nationally)
$6.50 above the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=late_payment; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Credit Card Late Payment | First occurrence $29.00; Subsequent occurrence within 6 months $35.00" · Source
Loan Modification$15Below the typical range ($25–$50 nationally)
$20 below the national median
one time · Source
Skip A Payment$35Above the typical range ($15–$25 nationally)
$12.50 above the national median
per item · Source
Skip A Payment (each)$35Above the typical range ($15–$25 nationally)
$12.50 above the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=late_payment; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Skip A Payment (each) | $35.00" · Source

Retirement & IRAVerified

IRA Transfer Outgoing (waived if transferred to TBF Advisors)$20Below the typical range ($25–$35 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=ira_termination; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="IRA Transfer Outgoing (waived if transferred to TBF Advisors) | $20.00" · Source

Other FeesVerified

Statement Copy (each)$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=document_reproduction; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Statement Copy (each) | $3.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
ATM/Debit Card Monthly Fee for Share Account Access	$5Within the typical range ($3–$10 nationally)	$0.95 below the national median	per month	if no checking account	Source
Fresh Start Checking Monthly Maintenance Fee	$9.95Within the typical range ($3–$10 nationally)	$4 above the national median	per month	—	Source
Inactive Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	accounts inactive for 15 months	Source
IRA Transfer Outgoing	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	per item	waived if transferred to TBF Advisors	Source
Returned Mail	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	per item	—	Source
Single Service Account Monthly Fee	$6.95Within the typical range ($3–$10 nationally)	$1 above the national median	per month	When balance less than $200	Source
Special Handling for same day requests (Documents & Research)	$15Below the typical range ($17.50–$25 nationally)	$10 below the national median	per item	—	Source
Overdraft & NSFVerified
Share Fee (ACH or Check Returned NSF)	$35Above the typical range ($25–$31 nationally)	$5 above the national median	per item	—	Source
ATM & CardVerified
ATM /Debit Card Monthly Fee for Share Account Access (if no checking account)	$5Above the typical range ($1–$2.50 nationally)	$3.50 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=atm_non_network; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="ATM /Debit Card Monthly Fee for Share Account Access (if no checking account) \| $5.00"	Source

Wire TransfersVerified
Incoming Domestic Funds/Wire Transfer	$10Within the typical range ($5–$15 nationally)	At the national median	per item	—	Source
Incoming Domestic Funds/Wire Transfer (each)	$10
Check ServicesVerified
Check Cashing/Withdrawals in person (2 Free; For single service accounts with balance under )	$3Below the typical range ($5–$10 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=check_cashing; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Check Cashing/Withdrawals in person (2 Free; For single service accounts with balance under $200) \| $3.00"	Source

Digital & ElectronicVerified
Reoccurring Outgoing ACH	$5Within the typical range ($5–$20 nationally)	$5 below the national median	per item	—	Source
Share Fee (ACH or Check Returned NSF) (each)	$35
Cash & DepositVerified
Coin and Currency Special Order	$5Within the typical range ($0–$5 nationally)	$3 above the national median	per item	—	Source
Account ServicesVerified
Garnish/Levy	$100Above the typical range ($30–$75 nationally)	$50 above the national median	per item	—	Source
Garnish/Levy (each)	$100
Lending FeesVerified
Credit Card Late Payment \| First occurrence	$29Above the typical range ($15–$25 nationally)	$6.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=late_payment; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Credit Card Late Payment \| First occurrence $29.00; Subsequent occurrence within 6 months $35.00"	Source
Loan Modification
Retirement & IRAVerified
IRA Transfer Outgoing (waived if transferred to TBF Advisors)	$20Below the typical range ($25–$35 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=ira_termination; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="IRA Transfer Outgoing (waived if transferred to TBF Advisors) \| $20.00"	Source
Other FeesVerified
Statement Copy (each)	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4170. canonical_hint=document_reproduction; text_hash=ab8f6c703c87cc3b70d7d88056ebec25bbb6b91bd6110427f22f6b9eb72248bd; excerpt="Statement Copy (each) \| $3.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

17% above the national median NSF fee

Total fees: 52 — broader fee menu than most

Published fees

Under review

Assets

$493.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$493.9M

Total deposits

$418.0M

Service charge income (year to date)

$1.3M

Fee income ratio

8.3%

Return on assets

0.47%

Financial profile · Pro

Performance from regulator filings

ATM or MasterMoney Debit Replacement Card

Check Cashing/Withdrawals in person (Single Service Accounts)

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,267 verified fees from 2,206 institutions

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