8 banks and credit unions have branches in Lynn Haven. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Florida
Lynn Haven counts institutions with a branch here, wherever headquartered. Florida counts institutions headquartered in the state.
Lynn Haven
6 institutions with a branch here
$5
Florida
73 institutions headquartered in Florida
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Lynn Haven median sits furthest from Florida's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Lynn Haven with Florida and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $36.
Median published overdraft fee
Lynn Haven
8 institutions with a branch here
$32.50
Florida
71 institutions headquartered in Florida
$30
U.S.
2,605 institutions in the index
$30
Lynn Haven covers every institution with a branch here, wherever it is headquartered. Florida covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
8 institutions, 8 with a published overdraft fee.
Bank · based in Jackson, MS · 1 branch here
Account not yet known
“• Personal | $36.00”
Bank · based in Gulfport, MS · 1 branch here
Account not yet known
“We may charge you a fee of $36.00 each time we pay an overdraft.”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Atlanta, GA · 1 branch here
Account not yet known
“Overdraft Fee4 | $35.00”
Bank · based in Colquitt, GA · 1 branch here
Account not yet known
“$ 30.00 Overdraft fee (each item presented, including representment)”
Credit union, membership rules apply · based in Panama City, FL · 1 branch here
Account not yet known
“Overdraft at ATM … $30.00”
Credit union, membership rules apply · based in Panama City, FL · 1 branch here
Account not yet known
“Courtesy Pay3 $25.00 per item”
Credit union, membership rules apply · based in Panama City, FL · 1 branch here
Account not yet known
“Courtesy Pay fee (Paid NSF Fee*): | $20.00 per presentment (maximum 5 per day) [1] [2]”
Largest banks by local bank deposits
Share of the $427 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Bay County
Deposits and branches cover the City of Lynn Haven. Population and income cover Bay County, the county with most of Lynn Haven's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Bay County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions