Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Innovations Financial Federal Credit Union

Panama City, FloridaCredit UnionAtlanta Fed districtFees collected Mar 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account (monthly)$7Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #4172. canonical_hint=dormant_account; text_hash=075c716969f2b11bbec8651ba1c0c361f84412d11084864ece5e2745e74bc663; excerpt="Dormant Account** (monthly) .................................... $7.00" · Source

Overdraft & NSFVerified

Courtesy Pay Collection Fee$25Within the typical range ($20–$30 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #4172. canonical_hint=overdraft; text_hash=075c716969f2b11bbec8651ba1c0c361f84412d11084864ece5e2745e74bc663; excerpt="Courtesy Pay Collection Fee ................................... $25.00" · Source
NSF (each)$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #4172. canonical_hint=nsf; text_hash=075c716969f2b11bbec8651ba1c0c361f84412d11084864ece5e2745e74bc663; excerpt="NSF (each) .............................................................. $30.00" · Source
Overdraft ACH$30Within the typical range ($20–$30 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4172. canonical_hint=overdraft; text_hash=075c716969f2b11bbec8651ba1c0c361f84412d11084864ece5e2745e74bc663; excerpt="Overdraft ACH..........................................................$30.00" · Source

Check ServicesVerified

Stop Payments (or per sequence) (each)$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #4172. canonical_hint=stop_payment; text_hash=075c716969f2b11bbec8651ba1c0c361f84412d11084864ece5e2745e74bc663; excerpt="Stop Payments (or per sequence) (each)................ $20.00 | 3 X 5 .......................................................................... $20.00" · Source

Account ServicesVerified

10 X 10$90Above the typical range ($25–$80 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #4172. canonical_hint=safe_deposit_box; text_hash=075c716969f2b11bbec8651ba1c0c361f84412d11084864ece5e2745e74bc663; excerpt="10 X 10 .................................................................... $90.00" · Source
3 X 10$35Within the typical range ($25–$80 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4172. canonical_hint=safe_deposit_box; text_hash=075c716969f2b11bbec8651ba1c0c361f84412d11084864ece5e2745e74bc663; excerpt="| 3 X 10 ...................................................................... $35.00" · Source
3 X 5$20Below the typical range ($25–$80 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #4172. canonical_hint=safe_deposit_box; text_hash=075c716969f2b11bbec8651ba1c0c361f84412d11084864ece5e2745e74bc663; excerpt="Stop Payments (or per sequence) (each)................ $20.00 | 3 X 5 .......................................................................... $20.00" · Source
5 X 10......$50Within the typical range ($25–$80 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #4172. canonical_hint=safe_deposit_box; text_hash=075c716969f2b11bbec8651ba1c0c361f84412d11084864ece5e2745e74bc663; excerpt="5 X 10...... ................................................................ $50.00" · Source
5 X 5........$30Within the typical range ($25–$80 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #4172. canonical_hint=safe_deposit_box; text_hash=075c716969f2b11bbec8651ba1c0c361f84412d11084864ece5e2745e74bc663; excerpt="5 X 5........ ................................................................ $30.00" · Source
Garnishment or Levy (each)$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4172. canonical_hint=garnishment_levy; text_hash=075c716969f2b11bbec8651ba1c0c361f84412d11084864ece5e2745e74bc663; excerpt="Garnishment or Levy (each) .................................... $50.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account (monthly)	$7Within the typical range ($5–$10 nationally)	$2 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4172. canonical_hint=dormant_account; text_hash=075c716969f2b11bbec8651ba1c0c361f84412d11084864ece5e2745e74bc663; excerpt="Dormant Account** (monthly) .................................... $7.00"	Source
Overdraft & NSFVerified
Courtesy Pay Collection Fee	$25Within the typical range ($20–$30 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #4172. canonical_hint=overdraft; text_hash=075c716969f2b11bbec8651ba1c0c361f84412d11084864ece5e2745e74bc663; excerpt="Courtesy Pay Collection Fee ................................... $25.00"	Source

Check ServicesVerified
Stop Payments (or per sequence) (each)	$20Within the typical range ($20–$30 nationally)	$7 below the national median	—	Knox deterministic extraction from Rosetta artifact #4172. canonical_hint=stop_payment; text_hash=075c716969f2b11bbec8651ba1c0c361f84412d11084864ece5e2745e74bc663; excerpt="Stop Payments (or per sequence) (each)................ $20.00 \| 3 X 5 .......................................................................... $20.00"	Source
Account ServicesVerified
10 X 10	$90Above the typical range ($25–$80 nationally)	$50 above the national median	—	Knox deterministic extraction from Rosetta artifact #4172. canonical_hint=safe_deposit_box; text_hash=075c716969f2b11bbec8651ba1c0c361f84412d11084864ece5e2745e74bc663; excerpt="10 X 10 .................................................................... $90.00"	Source

Fee change alerts

Get an email when Innovations Financial Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Innovations Financial Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% below the national median overdraft fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$696.1M

Work at Innovations Financial Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$696.1M

Total deposits

$625.8M

Service charge income (year to date)

$3.7M

Fee income ratio

15.7%

Return on assets

0.85%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

See pricing