108 banks and credit unions have branches in the Denver-Aurora-Centennial metro area. The Bank Fee Index holds published fees for 84 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Colorado
Where a fee has enough institutions for a local median, the Denver-Aurora-Centennial metro median is within 10% of the Colorado median on all 8 fees.
Denver-Aurora-Centennial metro counts institutions with a branch here, wherever headquartered. Colorado counts institutions headquartered in the state.
Pick a fee to compare Denver-Aurora-Centennial metro with Colorado and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $5 to $36.
Median published overdraft fee
Denver-Aurora-Centennial metro
66 institutions with a branch here
$30
Colorado
52 institutions headquartered in Colorado
$30
U.S.
2,605 institutions in the index
$30
Denver-Aurora-Centennial metro covers every institution with a branch here, wherever it is headquartered. Colorado covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
108 institutions, 66 with a published overdraft fee.
Bank · based in Wilmington, DE · 82 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Columbus, OH · 69 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 63 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Cincinnati, OH · 54 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Cleveland, OH · 43 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Chicago, IL · 40 branches here
Bank · based in Columbus, OH · 29 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Credit union, membership rules apply · based in Colorado Springs, CO · 24 branches here
Account not yet known
“Courtesy Pay / $30.00”
Bank · based in Charlotte, NC · 23 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Credit union, membership rules apply · based in Lone Tree, CO · 22 branches here
Largest banks by local bank deposits
Share of the $113.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Denver-Aurora-Centennial metro's counties
Deposits and branches cover the Denver-Aurora-Centennial metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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