7 banks and credit unions have branches in Wilmington. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with California
Where a fee has enough institutions for a local median, the Wilmington median is within 10% of the California median on all 1 fee.
Wilmington counts institutions with a branch here, wherever headquartered. California counts institutions headquartered in the state.
Pick a fee to compare Wilmington with California and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $35.
Median published overdraft fee
Wilmington
5 institutions with a branch here
$25
California
125 institutions headquartered in California
$25
U.S.
2,605 institutions in the index
$30
Wilmington covers every institution with a branch here, wherever it is headquartered. California covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 5 with a published overdraft fee.
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Los Angeles, CA · 1 branch here
Account not yet known
“Overdraft Fee - Items Paid3 | Per transaction | $20.00”
Credit union, membership rules apply · based in Long Beach, CA · 1 branch here
Account not yet known
“Overdraft Privilege Fee … $25/item”
Credit union, membership rules apply · based in Durham, NC · 1 branch here
Credit union, membership rules apply · based in Wilmington, CA · 1 branch here
Largest banks by local bank deposits
Share of the $500 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Los Angeles County
Deposits and branches cover the City of Wilmington. Population and income cover Los Angeles County, the county with most of Wilmington's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Los Angeles County.
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