15 banks and credit unions have branches in West Covina. The Bank Fee Index holds published fees for 13 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from California
West Covina counts institutions with a branch here, wherever headquartered. California counts institutions headquartered in the state.
West Covina
7 institutions with a branch here
$5
California
135 institutions headquartered in California
$10
U.S.
2,745 institutions in the index
$10
Chosen as the fee whose West Covina median sits furthest from California's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare West Covina with California and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $35.
Median published overdraft fee
West Covina
10 institutions with a branch here
$26.50
California
123 institutions headquartered in California
$25
U.S.
2,601 institutions in the index
$30
West Covina covers every institution with a branch here, wherever it is headquartered. California covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
15 institutions, 10 with a published overdraft fee.
Bank · based in Columbus, OH · 3 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 3 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 3 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Raleigh, NC · 1 branch here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Bank · based in Los Angeles, CA · 1 branch here
Account not yet known
“Overdraft Fee - Items Paid3 | Per transaction | $20.00”
Bank · based in Los Angeles, CA · 1 branch here
Bank · based in West Covina, CA · 1 branch here
Account not yet known
“Overdraft Fee For Items Paid Into Overdraft..$30.00”
Bank · based in Chicago, IL · 1 branch here
Credit union, membership rules apply · based in El Monte, CA · 1 branch here
Account not yet known
“Courtesy Pay Fee (per item) … $32”
Credit union, membership rules apply · based in Upland, CA · 1 branch here
Account not yet known
“Check paid (with Courtesy Pay) … $28 Statement copy … $5 MISCELLANEOUS”
Largest banks by local bank deposits
Share of the $3.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Los Angeles County
Deposits and branches cover the City of West Covina. Population and income cover Los Angeles County, the county with most of West Covina's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Los Angeles County.
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