Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Chaffey Federal Credit Union

Upland, CaliforniaCredit UnionSan Francisco Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Paper statements$3.50Within the typical range ($2–$5 nationally)

Overdraft & NSFVerified

Check paid (with Courtesy Pay)$28Within the typical range ($25–$32 nationally)
$2 below the national median
Source
per | ATM insufficient funds$28Within the typical range ($25–$31 nationally)
$2 below the national median
Source

ATM & CardVerified

ATM transactions (Non-CO-OP ATM)$2.50Within the typical range ($1–$2.50 nationally)
$0.87 above the national median
Source
Reissue lost/damaged card$15Above the typical range ($5–$10 nationally)
$5 above the national median
Source

Check ServicesVerified

ACH stop payment up to$25Within the typical range ($20–$30 nationally)
At the national median
Source
Cashier’s check$5Within the typical range ($3–$5 nationally)
At the national median
Source
Check cashing non-member$10Within the typical range ($5–$10 nationally)
$5 above the national median
Source

Account ServicesVerified

Levy processing fee$30Within the typical range ($30–$75 nationally)
$20 below the national median
Source
MISCELLANEOUS | Verification of deposit$10Within the typical range ($10–$15 nationally)
At the national median
Source
Subpoena processing fee$25Below the typical range ($35–$150 nationally)
$75 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Paper statements	$3.50Within the typical range ($2–$5 nationally)	$0.50 above the national median	—	—	Source
Unclaimed property/Escheat notification	$2Below the typical range ($5–$10 nationally)	$3 below the national median	—	—	Source
Overdraft & NSFVerified
Check paid (with Courtesy Pay)	$28Within the typical range ($25–$32 nationally)	$2 below the national median	—	—	Source
per \| ATM insufficient funds	$28
ATM & CardVerified
ATM transactions (Non-CO-OP ATM)	$2.50Within the typical range ($1–$2.50 nationally)	$0.87 above the national median	—	—	Source
Reissue lost/damaged card	$15
Check ServicesVerified
ACH stop payment up to	$25Within the typical range ($20–$30 nationally)	At the national median	—	—	Source
Cashier’s check	$5
Account ServicesVerified
Levy processing fee	$30Within the typical range ($30–$75 nationally)	$20 below the national median	—	—	Source
MISCELLANEOUS \| Verification of deposit	$10
Lending FeesVerified
per month \| If no currency exchange .................... 0.8% Late fee	$25Within the typical range ($15–$25 nationally)	$2.50 above the national median	per month	—	Source
Gift & Prepaid CardsVerified
Gift cards	$1.50Below the typical range ($3–$4.40 nationally)	$2 below the national median	—	—	Source
Other FeesVerified
Copy of statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$28

Overdraft fee: $28

7% below the national median overdraft fee

Total fees: 15 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$230.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$230.4M

Total deposits

$202.7M

Service charge income (year to date)

$375K

Fee income ratio

6.1%

Return on assets

-0.08%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 32,718 verified fees from 2,439 institutions

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