3 banks and credit unions have branches in Shafter. The Bank Fee Index holds published fees for 2 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: California $25 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Shafter with California and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
3 institutions, 2 with a published overdraft fee.
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Bakersfield, CA · 1 branch here
Bank · based in San Rafael, CA · 1 branch here
Account not yet known
“Overdraft Fees | $35.00 per paid transaction”
Largest banks by local bank deposits
Share of the $317 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Kern County
Deposits and branches cover the City of Shafter. Population and income cover Kern County, the county with most of Shafter's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Kern County.
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