22 banks and credit unions have branches in the Santa Rosa-Petaluma metro area. The Bank Fee Index holds published fees for 17 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from California
Santa Rosa-Petaluma metro counts institutions with a branch here, wherever headquartered. California counts institutions headquartered in the state.
Santa Rosa-Petaluma metro
8 institutions with a branch here
$5
California
135 institutions headquartered in California
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Santa Rosa-Petaluma metro median sits furthest from California's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Santa Rosa-Petaluma metro with California and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Santa Rosa-Petaluma metro
15 institutions with a branch here
$30
California
125 institutions headquartered in California
$25
U.S.
2,605 institutions in the index
$30
Santa Rosa-Petaluma metro covers every institution with a branch here, wherever it is headquartered. California covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
22 institutions, 15 with a published overdraft fee.
Bank · based in Santa Rosa, CA · 16 branches here
Account not yet known
if the transaction overdraws your account, up to $160 per day (which equals five Overd
“For each transaction listed above that we pay, you will be charged a $32 Overdraft Fee if the transaction overdraws your account, up to $160 per day (which equals five Overd”
Bank · based in Columbus, OH · 13 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 11 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Credit union, membership rules apply · based in Santa Rosa, CA · 11 branches here
Account not yet known
“Overdraft Pay Advantage $14.00 per presentment”
Bank · based in San Rafael, CA · 9 branches here
Account not yet known
“Overdraft Fees | $35.00 per paid transaction”
Bank · based in Chicago, IL · 8 branches here
Bank · based in Charlotte, NC · 7 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Santa Rosa, CA · 6 branches here
Credit union, membership rules apply · based in Santa Rosa, CA · 6 branches here
Account not yet known
“$14 fee for each Courtesy Pay Transaction”
Bank · based in Roseburg, OR · 5 branches here
Largest banks by local bank deposits
Share of the $19.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Santa Rosa-Petaluma metro's counties
Deposits and branches cover the Santa Rosa-Petaluma metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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