75 banks and credit unions have branches in the Riverside-San Bernardino-Ontario metro area. The Bank Fee Index holds published fees for 54 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from California
Riverside-San Bernardino-Ontario metro counts institutions with a branch here, wherever headquartered. California counts institutions headquartered in the state.
Riverside-San Bernardino-Ontario metro
31 institutions with a branch here
$5
California
135 institutions headquartered in California
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Riverside-San Bernardino-Ontario metro median sits furthest from California's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Riverside-San Bernardino-Ontario metro with California and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $37.
Median published overdraft fee
Riverside-San Bernardino-Ontario metro
35 institutions with a branch here
$28
California
125 institutions headquartered in California
$25
U.S.
2,605 institutions in the index
$30
Riverside-San Bernardino-Ontario metro covers every institution with a branch here, wherever it is headquartered. California covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
75 institutions, 35 with a published overdraft fee.
Bank · based in Columbus, OH · 80 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Cincinnati, OH · 71 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Sioux Falls, SD · 67 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 65 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Credit union, membership rules apply · based in Riverside, CA · 24 branches here
Bank · based in Wilmington, DE · 20 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Credit union, membership rules apply · based in Rancho Cucamonga, CA · 17 branches here
Account not yet known
“Courtesy Pay and Uncollected Funds (UCF) Items | $27 each”
Bank · based in Sioux Falls, SD · 16 branches here
Credit union, membership rules apply · based in Santa Ana, CA · 16 branches here
Account not yet known
• Standard Overdraft — any payment instrument or payment method, including check, ACH, debit card transactions or other electronic transaction presented against a non-sufficient funds (NSF) available balance and paid* ... $22 *No more than three NSF or Overdraft fees are charged per share, per day.
“• Standard Overdraft — any payment instrument or payment method, including check, ACH, debit card transactions or other electronic transaction presented against a non-sufficient funds (NSF) available balance and paid* … $22”
Bank · based in Riverside, CA · 14 branches here
Largest banks by local bank deposits
Share of the $79.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Riverside-San Bernardino-Ontario metro's counties
Deposits and branches cover the Riverside-San Bernardino-Ontario metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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