6 banks and credit unions have branches in Coachella. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from California
Coachella counts institutions with a branch here, wherever headquartered. California counts institutions headquartered in the state.
Coachella
5 institutions with a branch here
$2.50
California
108 institutions headquartered in California
$2
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Coachella median sits furthest from California's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Coachella with California and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $10–$35.
Medians for reference: California $25 · U.S. $30
Local median not shown; five institutions required.
6 institutions, 4 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Walnut Creek, CA · 1 branch here
Account not yet known
“We will charge an Overdraft or Returned Item fee of $35 for any presented item greater than $10 that overdraws your account by more than $10 after posting all transactions at the e”
Credit union, membership rules apply · based in Riverside, CA · 1 branch here
Credit union, membership rules apply · based in West Jordan, UT · 1 branch here
Credit union, membership rules apply · based in El Centro, CA · 1 branch here
Account not yet known
“Courtesy Pay Fee (Per item paid) $30.00”
Largest banks by local bank deposits
Share of the $302 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Riverside County
Deposits and branches cover the City of Coachella. Population and income cover Riverside County, the county with most of Coachella's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Riverside County.
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