7 banks and credit unions have branches in Sedona. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Arizona
Sedona counts institutions with a branch here, wherever headquartered. Arizona counts institutions headquartered in the state.
Sedona
6 institutions with a branch here
$12.50
Arizona
20 institutions headquartered in Arizona
$7.36
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Sedona median sits furthest from Arizona's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Sedona with Arizona and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $29 to $35.
Median published overdraft fee
Sedona
6 institutions with a branch here
$31
Arizona
19 institutions headquartered in Arizona
$30
U.S.
2,605 institutions in the index
$30
Sedona covers every institution with a branch here, wherever it is headquartered. Arizona covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 6 with a published overdraft fee.
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Hicksville, NY · 2 branches here
Account not yet known
“assess an Overdraft Charge of $30 per Item. However, we will not charge you more than three Overdraft”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Chicago, IL · 1 branch here
Bank · based in Salt Lake City, UT · 1 branch here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Fort Collins, CO · 1 branch here
Account not yet known
“We will charge our normal NSF paid item fee/NSF returned item fee of $10 per item for overdraft items of $10 or less or $32 per item for overdraft items over $10 whether”
Credit union, membership rules apply · based in Phoenix, AZ · 1 branch here
Account not yet known
“Courtesy Pay Overdraft Fee (5 maximum per day) … $29.00 per presentment”
Largest banks by local bank deposits
Share of the $832 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Yavapai County
Deposits and branches cover the City of Sedona. Population and income cover Yavapai County, the county with most of Sedona's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Yavapai County.
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