100 banks and credit unions have branches in the Phoenix-Mesa-Chandler metro area. The Bank Fee Index holds published fees for 73 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Arizona
Phoenix-Mesa-Chandler metro counts institutions with a branch here, wherever headquartered. Arizona counts institutions headquartered in the state.
Phoenix-Mesa-Chandler metro
51 institutions with a branch here
$25
Arizona
23 institutions headquartered in Arizona
$20
U.S.
2,631 institutions in the index
$25
Chosen as the fee whose Phoenix-Mesa-Chandler metro median sits furthest from Arizona's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Phoenix-Mesa-Chandler metro with Arizona and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $37.
Median published overdraft fee
Phoenix-Mesa-Chandler metro
52 institutions with a branch here
$30
Arizona
19 institutions headquartered in Arizona
$30
U.S.
2,601 institutions in the index
$30
Phoenix-Mesa-Chandler metro covers every institution with a branch here, wherever it is headquartered. Arizona covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
100 institutions, 52 with a published overdraft fee.
Bank · based in Columbus, OH · 128 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 95 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 80 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Wilmington, DE · 54 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Cincinnati, OH · 47 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Credit union, membership rules apply · based in Phoenix, AZ · 47 branches here
Account not yet known
“OVERDRAFT FEE … $30”
Bank · based in Chicago, IL · 42 branches here
Bank · based in Oklahoma City, OK · 22 branches here
Account not yet known
“Paid Overdraft $35 Per item that overdraws your account that we pay”
Bank · based in Salt Lake City, UT · 18 branches here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Killeen, TX · 18 branches here
Largest banks by local bank deposits
Share of the $192.0 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Phoenix-Mesa-Chandler metro's counties
Deposits and branches cover the Phoenix-Mesa-Chandler metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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