17 banks and credit unions have branches in the Prescott Valley-Prescott metro area. The Bank Fee Index holds published fees for 15 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Arizona
Prescott Valley-Prescott metro counts institutions with a branch here, wherever headquartered. Arizona counts institutions headquartered in the state.
Prescott Valley-Prescott metro
7 institutions with a branch here
$0
Arizona
21 institutions headquartered in Arizona
$32
U.S.
2,857 institutions in the index
$30
Chosen as the fee whose Prescott Valley-Prescott metro median sits furthest from Arizona's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Prescott Valley-Prescott metro with Arizona and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Prescott Valley-Prescott metro
13 institutions with a branch here
$30
Arizona
19 institutions headquartered in Arizona
$30
U.S.
2,605 institutions in the index
$30
Prescott Valley-Prescott metro covers every institution with a branch here, wherever it is headquartered. Arizona covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
17 institutions, 13 with a published overdraft fee.
Bank · based in Columbus, OH · 9 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Salt Lake City, UT · 7 branches here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Credit union, membership rules apply · based in Phoenix, AZ · 6 branches here
Account not yet known
“Courtesy Pay Overdraft Fee (5 maximum per day) … $29.00 per presentment”
Bank · based in Sioux Falls, SD · 5 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Kalispell, MT · 4 branches here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Chicago, IL · 4 branches here
Bank · based in Hicksville, NY · 3 branches here
Account not yet known
“assess an Overdraft Charge of $30 per Item. However, we will not charge you more than three Overdraft”
Bank · based in Fort Collins, CO · 3 branches here
Account not yet known
“We will charge our normal NSF paid item fee/NSF returned item fee of $10 per item for overdraft items of $10 or less or $32 per item for overdraft items over $10 whether”
Credit union, membership rules apply · based in Glendale, AZ · 3 branches here
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Largest banks by local bank deposits
Share of the $5.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Prescott Valley-Prescott metro's counties
Deposits and branches cover the Prescott Valley-Prescott metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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