27 banks and credit unions have branches in the Texarkana metro area. The Bank Fee Index holds published fees for 14 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Arkansas
Texarkana metro counts institutions with a branch here, wherever headquartered. Arkansas counts institutions headquartered in the state.
Texarkana metro
7 institutions with a branch here
$2.50
Arkansas
19 institutions headquartered in Arkansas
$1
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Texarkana metro median sits furthest from Arkansas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Texarkana metro with Arkansas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $36.
Median published overdraft fee
Texarkana metro
12 institutions with a branch here
$32
Arkansas
42 institutions headquartered in Arkansas
$30
U.S.
2,605 institutions in the index
$30
Texarkana metro covers every institution with a branch here, wherever it is headquartered. Arkansas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
27 institutions, 12 with a published overdraft fee.
Credit union, membership rules apply · based in Texarkana, TX · 12 branches here
Bank · based in Magnolia, AR · 6 branches here
Account not yet known
“Non-Sufficient Overdraft Item | $32.00 per item”
Bank · based in Texarkana, TX · 6 branches here
Bank · based in DE Kalb, TX · 5 branches here
Bank · based in Kalispell, MT · 4 branches here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Columbus, OH · 4 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Credit union, membership rules apply · based in Texarkana, AR · 4 branches here
Bank · based in Linden, TX · 3 branches here
Credit union, membership rules apply · based in Texarkana, TX · 3 branches here
Account not yet known
“Overdraft Protection Items - Negative from $50.01 and more | $35”
Bank · based in Sioux Falls, SD · 2 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Largest banks by local bank deposits
Share of the $3.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Texarkana metro's counties
Deposits and branches cover the Texarkana metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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